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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing

Easy to use , the app has a great set up so you don’t miss your statements and has a things to do list so you get the best experience. Very recommended Reviewed on: 15th February 2021

Great customer service which goes along way nowadays

Very Good Would recommend Great way of improving your credit profile Reviewed on: 15th February 2021

Perfect credit card company

Great for credit building. Friendly and fantastic customer service Reviewed on: 15th February 2021

Highly recommend

User friendly app, notifications of spending and statement. Reminders for payment. Encourages prompt payment. Very happy thank you Reviewed on: 15th February 2021

Greatest

In one word fantastic Reviewed on: 15th February 2021

Superb

Excellent all round, simple banking Reviewed on: 15th February 2021

Refreshing Change

Best card you can have. Sensible credit limits and simply managed due to an excellent app. Reviewed on: 15th February 2021

The only credit card company I would recommend to friends and family

Such a modern forward thinking customer service and experience credit card. The credit card company I would recommend to family and friends. Reviewed on: 15th February 2021

Very good

Easy to use and very helpful. Would recommend to friends Reviewed on: 15th February 2021

flexible and easy to use

fresh new card flexible and easy to use also gives insight Reviewed on: 15th February 2021

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