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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Low interestest, easy to apply, helpful support

5
Low interestest, easy to apply, helpful support Reviewed on: 15th February 2021
Paul Maftei 's avatar
Paul Maftei

Zopa dupa

5
It was easy to apply, get approved, active and manage my spending limits via the app! Would highly recommend. Reviewed on: 15th February 2021
mattsolanki@hotmail.com's avatar
[email protected]

Great set up and App

5
From set up to recieving the card it was so easy. The app and payments are straightforward and instant. Reviewed on: 15th February 2021
G81Ball's avatar
G81Ball

Zopa have found the niche in the market for credit cards.

5
Great credit card which works for your spending, there’s so much this card can achieve and it’s design works for all customers. Reviewed on: 15th February 2021
Len's avatar
Len

Awesome

5
Extraordinary service exceptional company highly recommend Reviewed on: 15th February 2021
mark dodds's avatar
mark dodds

Up to now very happy with Zopa

5
Not had any issues with using this card or company Reviewed on: 15th February 2021
John's avatar
John

Will definitely recommend

5
Good customer service and prompt response Reviewed on: 15th February 2021
Faustin 's avatar
Faustin

Amazing first credit card!

5
After 2 years in the UK, I decided it was time to get a credit card. Zopa was one of my first options and so far it has been amazing. The app is clear, you can see you statements, easy to set up payments. Overall great card and bank! Reviewed on: 15th February 2021
Ines Damasceno 's avatar
Ines Damasceno

Excellent card

5
Good for credit rating easy to use simple to sign up for without hard searches would recommend to everyone Reviewed on: 15th February 2021
Emzy's avatar
Emzy

Clear and Straightforward, with all the mod cons

5
Love my zopa credit card, everything's clear and easy to use, their app.os everything you want your current account provider's app to be. Modern banking, with a refreshingly clear and honest approach. Reviewed on: 15th February 2021
AElson's avatar
AElson

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