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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing

Very friendly and always helpful Reviewed on: 15th February 2021

Great company with customers at heart

Zopa were there for me when I needed them, with easy to manage credit, a handy App to keep track of my account and alerts to keep me on track Thank you Zopa Reviewed on: 15th February 2021

Easy to bank with

Easy and streamlined application process. The app is very responsive and customer friendly. Reviewed on: 15th February 2021

Low interestest, easy to apply, helpful support

Low interestest, easy to apply, helpful support Reviewed on: 15th February 2021

Zopa dupa

It was easy to apply, get approved, active and manage my spending limits via the app! Would highly recommend. Reviewed on: 15th February 2021

Great set up and App

From set up to recieving the card it was so easy. The app and payments are straightforward and instant. Reviewed on: 15th February 2021

Zopa have found the niche in the market for credit cards.

Great credit card which works for your spending, there’s so much this card can achieve and it’s design works for all customers. Reviewed on: 15th February 2021

Awesome

Extraordinary service exceptional company highly recommend Reviewed on: 15th February 2021

Up to now very happy with Zopa

Not had any issues with using this card or company Reviewed on: 15th February 2021

Will definitely recommend

Good customer service and prompt response Reviewed on: 15th February 2021

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