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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great customer service which goes along way nowadays

Very Good Would recommend Great way of improving your credit profile Reviewed on: 15th February 2021

Perfect credit card company

Great for credit building. Friendly and fantastic customer service Reviewed on: 15th February 2021

Highly recommend

User friendly app, notifications of spending and statement. Reminders for payment. Encourages prompt payment. Very happy thank you Reviewed on: 15th February 2021

Greatest

In one word fantastic Reviewed on: 15th February 2021

Superb

Excellent all round, simple banking Reviewed on: 15th February 2021

Refreshing Change

Best card you can have. Sensible credit limits and simply managed due to an excellent app. Reviewed on: 15th February 2021

The only credit card company I would recommend to friends and family

Such a modern forward thinking customer service and experience credit card. The credit card company I would recommend to family and friends. Reviewed on: 15th February 2021

Very good

Easy to use and very helpful. Would recommend to friends Reviewed on: 15th February 2021

flexible and easy to use

fresh new card flexible and easy to use also gives insight Reviewed on: 15th February 2021

Amazing

Very friendly and always helpful Reviewed on: 15th February 2021

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