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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing first credit card!

After 2 years in the UK, I decided it was time to get a credit card. Zopa was one of my first options and so far it has been amazing. The app is clear, you can see you statements, easy to set up payments. Overall great card and bank! Reviewed on: 15th February 2021

Excellent card

Good for credit rating easy to use simple to sign up for without hard searches would recommend to everyone Reviewed on: 15th February 2021

Clear and Straightforward, with all the mod cons

Love my zopa credit card, everything's clear and easy to use, their app.os everything you want your current account provider's app to be. Modern banking, with a refreshingly clear and honest approach. Reviewed on: 15th February 2021

Credit card user

Very good to work with would recommend to everyone Reviewed on: 15th February 2021

A professional organisation

Zopa are a professional organisation with excellent customer service. The card App is so easy to use and helps you monitor your spending and statements. Reviewed on: 15th February 2021

Super fast application

Applied as I was pre approved, card arrived within days and managing the account is really easy with the app. Notifications for everything so you can keep on top of your money. Card looks good as well! Reviewed on: 15th February 2021

Great card great company

Excellent company excellent customer service. Reviewed on: 15th February 2021

Excellent

Excellent bank app is very easy to use once you’ve paid your monthly bill it goes straight in and it’s clear to use again Reviewed on: 15th February 2021

Exelent service

Very easy to apply and use exelent user friendly app Reviewed on: 15th February 2021

Reliable, practical and effortless

I adore this credit card, by far the easiest I’ve ever used!! Reviewed on: 15th February 2021

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