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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company with customers at heart

Zopa were there for me when I needed them, with easy to manage credit, a handy App to keep track of my account and alerts to keep me on track Thank you Zopa Reviewed on: 15th February 2021

Easy to bank with

Easy and streamlined application process. The app is very responsive and customer friendly. Reviewed on: 15th February 2021

Low interestest, easy to apply, helpful support

Low interestest, easy to apply, helpful support Reviewed on: 15th February 2021

Zopa dupa

It was easy to apply, get approved, active and manage my spending limits via the app! Would highly recommend. Reviewed on: 15th February 2021

Great set up and App

From set up to recieving the card it was so easy. The app and payments are straightforward and instant. Reviewed on: 15th February 2021

Zopa have found the niche in the market for credit cards.

Great credit card which works for your spending, there’s so much this card can achieve and it’s design works for all customers. Reviewed on: 15th February 2021

Awesome

Extraordinary service exceptional company highly recommend Reviewed on: 15th February 2021

Up to now very happy with Zopa

Not had any issues with using this card or company Reviewed on: 15th February 2021

Will definitely recommend

Good customer service and prompt response Reviewed on: 15th February 2021

Amazing first credit card!

After 2 years in the UK, I decided it was time to get a credit card. Zopa was one of my first options and so far it has been amazing. The app is clear, you can see you statements, easy to set up payments. Overall great card and bank! Reviewed on: 15th February 2021

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