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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Zopa have found the niche in the market for credit cards.

Great credit card which works for your spending, there’s so much this card can achieve and it’s design works for all customers. Reviewed on: 15th February 2021

Awesome

Extraordinary service exceptional company highly recommend Reviewed on: 15th February 2021

Up to now very happy with Zopa

Not had any issues with using this card or company Reviewed on: 15th February 2021

Will definitely recommend

Good customer service and prompt response Reviewed on: 15th February 2021

Amazing first credit card!

After 2 years in the UK, I decided it was time to get a credit card. Zopa was one of my first options and so far it has been amazing. The app is clear, you can see you statements, easy to set up payments. Overall great card and bank! Reviewed on: 15th February 2021

Excellent card

Good for credit rating easy to use simple to sign up for without hard searches would recommend to everyone Reviewed on: 15th February 2021

Clear and Straightforward, with all the mod cons

Love my zopa credit card, everything's clear and easy to use, their app.os everything you want your current account provider's app to be. Modern banking, with a refreshingly clear and honest approach. Reviewed on: 15th February 2021

Credit card user

Very good to work with would recommend to everyone Reviewed on: 15th February 2021

A professional organisation

Zopa are a professional organisation with excellent customer service. The card App is so easy to use and helps you monitor your spending and statements. Reviewed on: 15th February 2021

Super fast application

Applied as I was pre approved, card arrived within days and managing the account is really easy with the app. Notifications for everything so you can keep on top of your money. Card looks good as well! Reviewed on: 15th February 2021

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