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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Great card great company

Excellent company excellent customer service. Reviewed on: 15th February 2021

Excellent

Excellent bank app is very easy to use once you’ve paid your monthly bill it goes straight in and it’s clear to use again Reviewed on: 15th February 2021

Exelent service

Very easy to apply and use exelent user friendly app Reviewed on: 15th February 2021

Reliable, practical and effortless

I adore this credit card, by far the easiest I’ve ever used!! Reviewed on: 15th February 2021

Great customer service

Can't fault zopa highly recommended and easy to use app. Reviewed on: 15th February 2021

Quick and easy to apply

Once applied, it arrived really quickly and was really easy to set up and use. Reviewed on: 15th February 2021

Highly recommended

Easy on line application process and kept informed as to progress throughout. Kept up to date on spend each time. A great personal experience and would highly recommend ZOPA to anyone Reviewed on: 15th February 2021

Honest and fair

I have been very pleased with the service Reviewed on: 15th February 2021

Fantastic

Quick and easy to set up and customer service are extremely helpful. I would recommend zopa to anyone. Reviewed on: 15th February 2021

Zopa has put the zing back in my finances

I'm a relatively new customer but so far it's been absolutely great. Swift customer service on their online portal, easy to understand statements. Plus it's in the process of doing wonders for my credit score. Very happy! Reviewed on: 15th February 2021

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