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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

Excellent service

Excellent service and a very efficient communication Reviewed on: 15th February 2021

Credit card

Very happy with card and serbice Reviewed on: 15th February 2021

Very satisfied

I had lovely experiences with Zopa Reviewed on: 15th February 2021

Just superb

Very easy and easy to navigate through the apps well organised in whole excellent experience recommend it it too all people Reviewed on: 15th February 2021

Awesome

This is a really good bank I have recommended to a few people now and will keep recommending to other people Reviewed on: 15th February 2021

Great card. Easy to set up and get going.

Was very easy to set up and clear. Overall great card Reviewed on: 15th February 2021

Easy, simple straightforward banking

As the title says, easy to use app, easy to deal with, no hidden clauses, just banking as it should be Reviewed on: 15th February 2021

Excellent

Brilliant card from accessing it, to using it and to making payments to the card which go on instantly. Reviewed on: 15th February 2021

100 %Amazed

Simple easy and very user friendly site. A great boost on building my credit file Reviewed on: 15th February 2021

Trust Zopa

Using Zopa was so easy to set up and to use brilliant credit card very easy to use and pay at your will would recommend 100% to my friends and family Reviewed on: 15th February 2021

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