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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great customer service

Can't fault zopa highly recommended and easy to use app. Reviewed on: 15th February 2021

Quick and easy to apply

Once applied, it arrived really quickly and was really easy to set up and use. Reviewed on: 15th February 2021

Highly recommended

Easy on line application process and kept informed as to progress throughout. Kept up to date on spend each time. A great personal experience and would highly recommend ZOPA to anyone Reviewed on: 15th February 2021

Honest and fair

I have been very pleased with the service Reviewed on: 15th February 2021

Fantastic

Quick and easy to set up and customer service are extremely helpful. I would recommend zopa to anyone. Reviewed on: 15th February 2021

Zopa has put the zing back in my finances

I'm a relatively new customer but so far it's been absolutely great. Swift customer service on their online portal, easy to understand statements. Plus it's in the process of doing wonders for my credit score. Very happy! Reviewed on: 15th February 2021

Pleasant company to deal with

All in all no complaints from me. From applying to management of the accounts on their app is simple and straightforward Reviewed on: 15th February 2021

Quite brilliant

Great from day one no fuss real easy great provider Reviewed on: 15th February 2021

Great**10 stars

I've had a great experience with Zopa so far. Thank you. Reviewed on: 15th February 2021

Zopa credit card

Easy, practical card and service. Highly recommend. Reviewed on: 15th February 2021

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