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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent card

Good for credit rating easy to use simple to sign up for without hard searches would recommend to everyone Reviewed on: 15th February 2021

Clear and Straightforward, with all the mod cons

Love my zopa credit card, everything's clear and easy to use, their app.os everything you want your current account provider's app to be. Modern banking, with a refreshingly clear and honest approach. Reviewed on: 15th February 2021

Credit card user

Very good to work with would recommend to everyone Reviewed on: 15th February 2021

A professional organisation

Zopa are a professional organisation with excellent customer service. The card App is so easy to use and helps you monitor your spending and statements. Reviewed on: 15th February 2021

Super fast application

Applied as I was pre approved, card arrived within days and managing the account is really easy with the app. Notifications for everything so you can keep on top of your money. Card looks good as well! Reviewed on: 15th February 2021

Great card great company

Excellent company excellent customer service. Reviewed on: 15th February 2021

Excellent

Excellent bank app is very easy to use once you’ve paid your monthly bill it goes straight in and it’s clear to use again Reviewed on: 15th February 2021

Exelent service

Very easy to apply and use exelent user friendly app Reviewed on: 15th February 2021

Reliable, practical and effortless

I adore this credit card, by far the easiest I’ve ever used!! Reviewed on: 15th February 2021

Great customer service

Can't fault zopa highly recommended and easy to use app. Reviewed on: 15th February 2021

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