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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44329 reviews)

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4.94

Based on 44,329 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Using since more than 6 months still i haven’t got e... Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not ... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44329)

Vote as Bank

Zopa is good credit card despite I have a small credit limit but its hopeful. Reviewed on: 15th February 2021

Very happy

This has helped me build my credit by 23points in such a short time. Excited for more points. Reviewed on: 15th February 2021

Easy to use app

Good card, easy application, good & easy to use app Reviewed on: 15th February 2021

So easy to use

Fabulous answers in mins and fabulous easy friendly online app Reviewed on: 15th February 2021

Good

Good experience, good app, easy used Reviewed on: 15th February 2021

Responsible and not intimidating

The app is so user friendly, kept up to speed with account. Smart sensible banking really glad I found zopa card adverts. I'm not one for credit cards but it's a great credit builder card. Highly recommend. Reviewed on: 15th February 2021

Amazing Card

Simple and very accessible card. Reviewed on: 15th February 2021

Highly recommend

I love my card it has a safety feature plus I can transfer bits and bobs as and when to pay back so not just that one monthly payment Reviewed on: 15th February 2021

Excellent service.

I'm very impressed with Zoopla after giving me chance to get a credit card with a bad credit score even though alot of the bad credit stems from years when I was unemployed, they gave me a manageable credit limit hence very impressed Reviewed on: 15th February 2021

great to deal with

I have had a great service and very pleased, can't see to get details on line, only on my mobile phone would like both please. Reviewed on: 15th February 2021

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