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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great card

Great card , no hassle good communication Reviewed on: 15th February 2021

Best for transaction notifications

Account is the most actively managed I have used and I have used Aquacard, fluid, vanquish, capital one previously. The notifications and communications are just very prompt and refunds or declined transactions are handled promptly and earmarked transactions are released back to the available balance quickest I have ever seen. Reviewed on: 15th February 2021

Brilliant card

Easy to apply and hope to get one. I use it as much as I can. The app is great for doing everything Reviewed on: 15th February 2021

Good

Good in their services and aiming to help people with bad credit to benefit from the service Reviewed on: 15th February 2021

Great service

Very satisfyied with service that received from Zopa Reviewed on: 15th February 2021

Great!

App is so easy to use. Perfect replacement for my tandem card Reviewed on: 15th February 2021

Excellent service

Excellent service and a very efficient communication Reviewed on: 15th February 2021

Credit card

Very happy with card and serbice Reviewed on: 15th February 2021

Very satisfied

I had lovely experiences with Zopa Reviewed on: 15th February 2021

Just superb

Very easy and easy to navigate through the apps well organised in whole excellent experience recommend it it too all people Reviewed on: 15th February 2021

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