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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and easy to apply

Once applied, it arrived really quickly and was really easy to set up and use. Reviewed on: 15th February 2021

Highly recommended

Easy on line application process and kept informed as to progress throughout. Kept up to date on spend each time. A great personal experience and would highly recommend ZOPA to anyone Reviewed on: 15th February 2021

Honest and fair

I have been very pleased with the service Reviewed on: 15th February 2021

Fantastic

Quick and easy to set up and customer service are extremely helpful. I would recommend zopa to anyone. Reviewed on: 15th February 2021

Zopa has put the zing back in my finances

I'm a relatively new customer but so far it's been absolutely great. Swift customer service on their online portal, easy to understand statements. Plus it's in the process of doing wonders for my credit score. Very happy! Reviewed on: 15th February 2021

Pleasant company to deal with

All in all no complaints from me. From applying to management of the accounts on their app is simple and straightforward Reviewed on: 15th February 2021

Quite brilliant

Great from day one no fuss real easy great provider Reviewed on: 15th February 2021

Great**10 stars

I've had a great experience with Zopa so far. Thank you. Reviewed on: 15th February 2021

Zopa credit card

Easy, practical card and service. Highly recommend. Reviewed on: 15th February 2021

Great card

Great card , no hassle good communication Reviewed on: 15th February 2021

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