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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Awesome

This is a really good bank I have recommended to a few people now and will keep recommending to other people Reviewed on: 15th February 2021

Great card. Easy to set up and get going.

Was very easy to set up and clear. Overall great card Reviewed on: 15th February 2021

Easy, simple straightforward banking

As the title says, easy to use app, easy to deal with, no hidden clauses, just banking as it should be Reviewed on: 15th February 2021

Excellent

Brilliant card from accessing it, to using it and to making payments to the card which go on instantly. Reviewed on: 15th February 2021

100 %Amazed

Simple easy and very user friendly site. A great boost on building my credit file Reviewed on: 15th February 2021

Trust Zopa

Using Zopa was so easy to set up and to use brilliant credit card very easy to use and pay at your will would recommend 100% to my friends and family Reviewed on: 15th February 2021

Vote as Bank

Zopa is good credit card despite I have a small credit limit but its hopeful. Reviewed on: 15th February 2021

Very happy

This has helped me build my credit by 23points in such a short time. Excited for more points. Reviewed on: 15th February 2021

Easy to use app

Good card, easy application, good & easy to use app Reviewed on: 15th February 2021

So easy to use

Fabulous answers in mins and fabulous easy friendly online app Reviewed on: 15th February 2021

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