Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Excellent service

Excellent service and a very efficient communication Reviewed on: 15th February 2021

Credit card

Very happy with card and serbice Reviewed on: 15th February 2021

Very satisfied

I had lovely experiences with Zopa Reviewed on: 15th February 2021

Just superb

Very easy and easy to navigate through the apps well organised in whole excellent experience recommend it it too all people Reviewed on: 15th February 2021

Awesome

This is a really good bank I have recommended to a few people now and will keep recommending to other people Reviewed on: 15th February 2021

Great card. Easy to set up and get going.

Was very easy to set up and clear. Overall great card Reviewed on: 15th February 2021

Easy, simple straightforward banking

As the title says, easy to use app, easy to deal with, no hidden clauses, just banking as it should be Reviewed on: 15th February 2021

Excellent

Brilliant card from accessing it, to using it and to making payments to the card which go on instantly. Reviewed on: 15th February 2021

100 %Amazed

Simple easy and very user friendly site. A great boost on building my credit file Reviewed on: 15th February 2021

Trust Zopa

Using Zopa was so easy to set up and to use brilliant credit card very easy to use and pay at your will would recommend 100% to my friends and family Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub