Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,328 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026
Eunice O's avatar
Eunice O

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44328)

Fabulous

5
Fabulous customer service, everything is very straight forward and no issues whatsoever. App is very easy to use and informative. Reviewed on: 15th February 2021
Emma Ross's avatar
Emma Ross

Credit card and creditbuilder all in one!

5
Amazing been using it for 3 months now and my credit has shot up! Also it allows you to manage your credit closely as it gives you weekly notifications on how your credit is doing Reviewed on: 15th February 2021
owaintm@outlook.com's avatar
[email protected]

Very good and excellent credit card to build your credit score. Easy to use app

4
Great.will recommend friends to obtain one of their cards Reviewed on: 15th February 2021
Stephen 's avatar
Stephen

Zopa

5
Very good credit card, many thanks Reviewed on: 15th February 2021
Jemma Harrison's avatar
Jemma Harrison

Great

5
Great card, easy to use and really good security Reviewed on: 15th February 2021
Jodie's avatar
Jodie

They help me to improve my credit score. Thanks

5
Good rate. I want to say thanks for your help, Reviewed on: 15th February 2021
Marius's avatar
Marius

FANTASTIC SERVICE

5
Great service, easy to use app. Access across multi channels Reviewed on: 15th February 2021
Cliff Heskins's avatar
Cliff Heskins

Efficient and hassle free

5
No hassle , quick application and efficient service Reviewed on: 15th February 2021
Mik's avatar
Mik

Great card

5
Zopa is a great card would definitely recommend. Reviewed on: 15th February 2021
Warreb's avatar
Warreb

Best credit card

5
Easy, quick , great mobile application Reviewed on: 15th February 2021
Greg's avatar
Greg

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill