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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card. Easy to set up and get going.

Was very easy to set up and clear. Overall great card Reviewed on: 15th February 2021

Easy, simple straightforward banking

As the title says, easy to use app, easy to deal with, no hidden clauses, just banking as it should be Reviewed on: 15th February 2021

Excellent

Brilliant card from accessing it, to using it and to making payments to the card which go on instantly. Reviewed on: 15th February 2021

100 %Amazed

Simple easy and very user friendly site. A great boost on building my credit file Reviewed on: 15th February 2021

Trust Zopa

Using Zopa was so easy to set up and to use brilliant credit card very easy to use and pay at your will would recommend 100% to my friends and family Reviewed on: 15th February 2021

Vote as Bank

Zopa is good credit card despite I have a small credit limit but its hopeful. Reviewed on: 15th February 2021

Very happy

This has helped me build my credit by 23points in such a short time. Excited for more points. Reviewed on: 15th February 2021

Easy to use app

Good card, easy application, good & easy to use app Reviewed on: 15th February 2021

So easy to use

Fabulous answers in mins and fabulous easy friendly online app Reviewed on: 15th February 2021

Good

Good experience, good app, easy used Reviewed on: 15th February 2021

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