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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Responsible and not intimidating

The app is so user friendly, kept up to speed with account. Smart sensible banking really glad I found zopa card adverts. I'm not one for credit cards but it's a great credit builder card. Highly recommend. Reviewed on: 15th February 2021

Amazing Card

Simple and very accessible card. Reviewed on: 15th February 2021

Highly recommend

I love my card it has a safety feature plus I can transfer bits and bobs as and when to pay back so not just that one monthly payment Reviewed on: 15th February 2021

Excellent service.

I'm very impressed with Zoopla after giving me chance to get a credit card with a bad credit score even though alot of the bad credit stems from years when I was unemployed, they gave me a manageable credit limit hence very impressed Reviewed on: 15th February 2021

great to deal with

I have had a great service and very pleased, can't see to get details on line, only on my mobile phone would like both please. Reviewed on: 15th February 2021

Quick and easy

Very quick and easy company to deal with from there app to customer service Reviewed on: 15th February 2021

Fabulous

Fabulous customer service, everything is very straight forward and no issues whatsoever. App is very easy to use and informative. Reviewed on: 15th February 2021

Credit card and creditbuilder all in one!

Amazing been using it for 3 months now and my credit has shot up! Also it allows you to manage your credit closely as it gives you weekly notifications on how your credit is doing Reviewed on: 15th February 2021

Very good and excellent credit card to build your credit score. Easy to use app

Great.will recommend friends to obtain one of their cards Reviewed on: 15th February 2021

Zopa

Very good credit card, many thanks Reviewed on: 15th February 2021

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