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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Quick and easy

Very quick and easy company to deal with from there app to customer service Reviewed on: 15th February 2021

Fabulous

Fabulous customer service, everything is very straight forward and no issues whatsoever. App is very easy to use and informative. Reviewed on: 15th February 2021

Credit card and creditbuilder all in one!

Amazing been using it for 3 months now and my credit has shot up! Also it allows you to manage your credit closely as it gives you weekly notifications on how your credit is doing Reviewed on: 15th February 2021

Very good and excellent credit card to build your credit score. Easy to use app

Great.will recommend friends to obtain one of their cards Reviewed on: 15th February 2021

Zopa

Very good credit card, many thanks Reviewed on: 15th February 2021

Great

Great card, easy to use and really good security Reviewed on: 15th February 2021

They help me to improve my credit score. Thanks

Good rate. I want to say thanks for your help, Reviewed on: 15th February 2021

FANTASTIC SERVICE

Great service, easy to use app. Access across multi channels Reviewed on: 15th February 2021

Efficient and hassle free

No hassle , quick application and efficient service Reviewed on: 15th February 2021

Great card

Zopa is a great card would definitely recommend. Reviewed on: 15th February 2021

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