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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,229 reviews, last reviewed 16th Apr 2026
71% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

I have been with Zopa years they have been very good... I have been with Zopa years they have been very good to me Reviewed on: 16th April 2026
Mick kay's avatar
Mick kay

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44229)

Fair easy and good service

4
Easy to deal with fair and understanding Reviewed on: 15th February 2021
Chris 's avatar
Chris

Easy and simple modern card

5
Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021
stephen boyce's avatar
stephen boyce

Yes I would recommend

4
Very good condition and very good quality Reviewed on: 15th February 2021
Steven's avatar
Steven

reliable

5
had not a great credit rateing but this bank was willing to give me a chance i will not let them down for that Reviewed on: 15th February 2021
owen crompton's avatar
owen crompton

Fantastic company, quick & efficient

5
First class company, very organised and efficient! Reviewed on: 15th February 2021
Lisa's avatar
Lisa

Clarity

5
Love the simplicity of the app, clear concepts with a good level of support and client based credit, never lend more than you can afford. Reviewed on: 15th February 2021
Julie Elson's avatar
Julie Elson

Quality . Easy to manage

5
Great app. Updates and budget features as standard. Reccomended.. Reviewed on: 15th February 2021
Tony's avatar
Tony

I'm looking forward for the future with your company

5
So good getting back by email and top class customer service Reviewed on: 15th February 2021
Simon hempstock's avatar
Simon hempstock

Easy and simple app to check statements and pay bills. Great staff too

5
Have nothing but great thing to say about zopa credit card and the staff are always on hand for any queries Reviewed on: 15th February 2021
Charli chalmers's avatar
Charli chalmers

A new credit card, which works for the working people

5
I came across Zopa, while trying to find an non main street, financial organisation, who would, give people a chance to re build or get on the credit ladder, updates explaining the utilization of credit card use, paying as little of as much and as often as you can afford to pay back, low rates, low interest, well worth a try to build or rebuild up credit ratings. I have had my card almost 2yrs now, was so happy to be accept, not a build limit given, a realistic limit, one that can be worked with for my financial status, informing regularly with financial updates and using my card. Thanks for working with the people and there circumstances. Reviewed on: 15th February 2021
Babz's avatar
Babz

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