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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great

Great card, easy to use and really good security Reviewed on: 15th February 2021

They help me to improve my credit score. Thanks

Good rate. I want to say thanks for your help, Reviewed on: 15th February 2021

FANTASTIC SERVICE

Great service, easy to use app. Access across multi channels Reviewed on: 15th February 2021

Efficient and hassle free

No hassle , quick application and efficient service Reviewed on: 15th February 2021

Great card

Zopa is a great card would definitely recommend. Reviewed on: 15th February 2021

Best credit card

Easy, quick , great mobile application Reviewed on: 15th February 2021

Simple,straight forward

There when reqyired,fast and simple.what more do u need. Reviewed on: 15th February 2021

No messing instant money movement

I love the fact if I use my card I’m instantly informed on my phone what has come out and what Iv got left ! But most of all if I’m paying money back it’s instant ! Unlike other cards were it can take 3 days to catch up ! I always know we’re I stand and that’s great Reviewed on: 15th February 2021

Nice card could not be any better nice and easy

Very easy and alot of support very good card Reviewed on: 15th February 2021

Excellent service

Excellent service by Zopa. Any situations that I have I let them know and it’s dealt with ASAP. Reviewed on: 15th February 2021

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