Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent service

Excellent service by Zopa. Any situations that I have I let them know and it’s dealt with ASAP. Reviewed on: 15th February 2021

Quick, efficient and straight forward to use with no hidden extras like some providers.

The whole experience has been most welcome, from application, activation and use of the app it has been faultless. The spend and payment tracker is a welcomed tool. Bravo Zopa others could do well to follow your example. Reviewed on: 15th February 2021

The best

So easy to apply and the turn around is so quick have recommended to two family members both are accepted Reviewed on: 15th February 2021

Great service

Since I’ve been with Zopa the service has been excellent. Reviewed on: 15th February 2021

Very happy

East to use app , easy methods of payments fast set up and no issues at all with service. Reviewed on: 15th February 2021

Review

Easy to use updates on other Apps products. Reviewed on: 15th February 2021

Straight talking .fast replies

They say it in straight terms Reply fast despite Covid Evrytging straightforward Great app Reviewed on: 15th February 2021

Great credit card and also great customer service

Great credit card and great customer service Reviewed on: 15th February 2021

Very good bank

Always quick and very professional service and friendly staff Reviewed on: 15th February 2021

Super easy

Great app, very easy to see where you are. Very easy to make payments to card Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 3.70 from 7 reviews
Credit card
from Vanquis 4.35 from 595 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub