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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Love zopa

I like the way zopa works and the whole ethos behind it. Reviewed on: 15th February 2021

Simple and easy

The process was simple and easy no problems . App is clear and all transactions are instant and clear Reviewed on: 15th February 2021

The bankcard to have !!

Such an easy company to deal with quite possibly the best user friendly bank app out there !!! Reviewed on: 15th February 2021

Fantastic

Brilliant service from zopa excellent customer service Reviewed on: 15th February 2021

Fantastic company

Great company, offering transparent credit services highly recommended Reviewed on: 15th February 2021

Zopa

Flexible credit when neeed and friendly helpfull advisors. Would recommend zopa credit to anyone. Reviewed on: 15th February 2021

easy to use credit card

very easy to use money goes straight on so you dont have to wait to use it Reviewed on: 15th February 2021

Huge help

Struggled with debt for a while, Zopa really helped me with that little bit extra so I didn’t need to worry every month Reviewed on: 15th February 2021

Fantastic card

Excellent card and updated on information on card Reviewed on: 15th February 2021

Simple and straightforward

Applied and had guaranteed offer which was great and really helpful Reviewed on: 15th February 2021

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