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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick, efficient and straight forward to use with no hidden extras like some providers.

The whole experience has been most welcome, from application, activation and use of the app it has been faultless. The spend and payment tracker is a welcomed tool. Bravo Zopa others could do well to follow your example. Reviewed on: 15th February 2021

The best

So easy to apply and the turn around is so quick have recommended to two family members both are accepted Reviewed on: 15th February 2021

Great service

Since I’ve been with Zopa the service has been excellent. Reviewed on: 15th February 2021

Very happy

East to use app , easy methods of payments fast set up and no issues at all with service. Reviewed on: 15th February 2021

Review

Easy to use updates on other Apps products. Reviewed on: 15th February 2021

Straight talking .fast replies

They say it in straight terms Reply fast despite Covid Evrytging straightforward Great app Reviewed on: 15th February 2021

Great credit card and also great customer service

Great credit card and great customer service Reviewed on: 15th February 2021

Very good bank

Always quick and very professional service and friendly staff Reviewed on: 15th February 2021

Super easy

Great app, very easy to see where you are. Very easy to make payments to card Reviewed on: 15th February 2021

Love zopa

I like the way zopa works and the whole ethos behind it. Reviewed on: 15th February 2021

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