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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Straight talking .fast replies

They say it in straight terms Reply fast despite Covid Evrytging straightforward Great app Reviewed on: 15th February 2021

Great credit card and also great customer service

Great credit card and great customer service Reviewed on: 15th February 2021

Very good bank

Always quick and very professional service and friendly staff Reviewed on: 15th February 2021

Super easy

Great app, very easy to see where you are. Very easy to make payments to card Reviewed on: 15th February 2021

Love zopa

I like the way zopa works and the whole ethos behind it. Reviewed on: 15th February 2021

Simple and easy

The process was simple and easy no problems . App is clear and all transactions are instant and clear Reviewed on: 15th February 2021

The bankcard to have !!

Such an easy company to deal with quite possibly the best user friendly bank app out there !!! Reviewed on: 15th February 2021

Fantastic

Brilliant service from zopa excellent customer service Reviewed on: 15th February 2021

Fantastic company

Great company, offering transparent credit services highly recommended Reviewed on: 15th February 2021

Zopa

Flexible credit when neeed and friendly helpfull advisors. Would recommend zopa credit to anyone. Reviewed on: 15th February 2021

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