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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple and easy

The process was simple and easy no problems . App is clear and all transactions are instant and clear Reviewed on: 15th February 2021

The bankcard to have !!

Such an easy company to deal with quite possibly the best user friendly bank app out there !!! Reviewed on: 15th February 2021

Fantastic

Brilliant service from zopa excellent customer service Reviewed on: 15th February 2021

Fantastic company

Great company, offering transparent credit services highly recommended Reviewed on: 15th February 2021

Zopa

Flexible credit when neeed and friendly helpfull advisors. Would recommend zopa credit to anyone. Reviewed on: 15th February 2021

easy to use credit card

very easy to use money goes straight on so you dont have to wait to use it Reviewed on: 15th February 2021

Huge help

Struggled with debt for a while, Zopa really helped me with that little bit extra so I didn’t need to worry every month Reviewed on: 15th February 2021

Fantastic card

Excellent card and updated on information on card Reviewed on: 15th February 2021

Simple and straightforward

Applied and had guaranteed offer which was great and really helpful Reviewed on: 15th February 2021

Brilliant

Great card quick and easy application I will be recommending to my friends. Reviewed on: 15th February 2021

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