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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

easy to use credit card

very easy to use money goes straight on so you dont have to wait to use it Reviewed on: 15th February 2021

Huge help

Struggled with debt for a while, Zopa really helped me with that little bit extra so I didn’t need to worry every month Reviewed on: 15th February 2021

Fantastic card

Excellent card and updated on information on card Reviewed on: 15th February 2021

Simple and straightforward

Applied and had guaranteed offer which was great and really helpful Reviewed on: 15th February 2021

Brilliant

Great card quick and easy application I will be recommending to my friends. Reviewed on: 15th February 2021

Great product, Great service

Very quick and easy to apply. Had excellent from Zopa since. Highly recommend. Reviewed on: 15th February 2021

Great service and easy to manage

Just go for it. So easy to use and great service Reviewed on: 15th February 2021

Easy to manage credit

Easy to manage straight forward credit brilliant simple app with no nonsense don’t need to be computer savvy to use app so easy to manage your payments and track your spending Reviewed on: 15th February 2021

Taylored to exact and affordable needs

Finally a company that understands the importance of Taylor if what the customer needs without letting them to over stretch their finances Reviewed on: 15th February 2021

Great new card in a competitive market

Easy to apply great app your in control of your finances when you pay your bill it shows on your account pretty much straight away very happy Reviewed on: 15th February 2021

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