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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,200 reviews, last reviewed 16th Apr 2026
69% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very easy to use on the app and to understand. Very easy to use on the app and to understand. Ive had to problems when purchasing things online or instores would highly recommend zopa. Reviewed on: 16th April 2026
Rachel M's avatar
Rachel M

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44200)

Zopa are the perfect choice to help rebuild your finances and credit rating. Excellent!

5
At the point of first contact when I took the card on Zopa have been supporting and open in their practice, nothing hidden, I would highly recommend them to family and friends. Reviewed on: 15th February 2021
Andrew Mearman's avatar
Andrew Mearman

Excellent service

5
Great service , great comma and updates including a quick red on credit rating every month A+++ for someone rebuilding credit rating Reviewed on: 15th February 2021
Rob's avatar
Rob

Awesomely easy

5
Easy to use app, great features and hassle free. How credit cards should be. Reviewed on: 15th February 2021
markvyse1805@icloud.com's avatar
[email protected]

What you see is what you get!

5
I love the zopa credit card, easy to keep track of your spending by using the app as soon as you make a purchase its viewable on the app reducing your balance straight away, customer service is amazing lots of ways to make your monthly payments to!!! Reviewed on: 15th February 2021
Karen Fullwood 's avatar
Karen Fullwood

Simple and easy to use

5
App works well and works well just what you want from a credit card Reviewed on: 15th February 2021
Chrisdl's avatar
Chrisdl

Excellent service

5
Excellent service at all times with a great easy to downloadable app which is easy to use. Reviewed on: 15th February 2021
Frankie fleming's avatar
Frankie fleming

Zopa - oh Ja!

5
Credit card where any payments made using your debit card appear immediately. Simple to use app. These two functions combined make Zopa brilliant. Reviewed on: 15th February 2021
Lee Kulec-Elston's avatar
Lee Kulec-Elston

Super service from Zopa

5
Recently joined Zopa and found everything easy Reviewed on: 15th February 2021
ChrisG's avatar
ChrisG

best credit card

5
The best credit card I have ever had. I strongly recommend it. Reviewed on: 15th February 2021
Martin Atanasov's avatar
Martin Atanasov

Great Credit Card

5
Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021
JohnC95's avatar
JohnC95

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