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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Simple easy

Dead simple to get what you want. Nice online staff. Well trained and informative Reviewed on: 15th February 2021

Easy, modern and convenient

The first credit card I have where I felt in control. From the initial sign up process to using the card and managing everything through the app. It’s easy, feels modern and I love how any payments I make are instantly updated on my account Reviewed on: 15th February 2021

Easy

Nice change when payments are shown immediately. Good app and helpful, quick team. Refreshing change Reviewed on: 15th February 2021

Thanx

There service is great & there app is so easy to get round not been with them long but what I’ve seen so far is great... keep up the good work Reviewed on: 15th February 2021

Amazing!

The best credit card I own! Customer service is always available and are always at hand whenever I have any queries. No huge withdrawal fee is always a plus! Reviewed on: 15th February 2021

Great card

Fantastic facility , never a problem, keeping you updated all the time Reviewed on: 15th February 2021

EXCELLENT BANK

Never had a bad experience with Zopa,always been a excellent bank to bank with Reviewed on: 15th February 2021

Great service

Ease of application and notification when you spend anywhere Reviewed on: 15th February 2021

Cracking card

Zopa card was simple an easy to apply for can’t knock it Reviewed on: 15th February 2021

Amazing customer service

Always clear how much you use and I like the fact as soon as you make a payment it comes off the balance, not like a lot of them that takes 2 days. Reviewed on: 15th February 2021

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