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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44349)

Great card

5
Fantastic card to build your credit Reviewed on: 15th February 2021
Darrell 's avatar
Darrell

Great credit card

5
Has been really useful and the app is fantastic as I’m trying to build my credit score Reviewed on: 15th February 2021
murphyslaw22@hotmail.co.uk's avatar
[email protected]

Good card

4
Good card easy to use app and understand, works well for credit building Reviewed on: 15th February 2021
barryhawkins69@hotmail.com's avatar
[email protected]

Stress free

5
Like the Reminders of when you have used your card and reminders of available balance Reviewed on: 15th February 2021
clare_murphy@yahoo.com's avatar
[email protected]

Simple easy

5
Dead simple to get what you want. Nice online staff. Well trained and informative Reviewed on: 15th February 2021
Mark Lloyd's avatar
Mark Lloyd

Easy, modern and convenient

5
The first credit card I have where I felt in control. From the initial sign up process to using the card and managing everything through the app. It’s easy, feels modern and I love how any payments I make are instantly updated on my account Reviewed on: 15th February 2021
Sjh's avatar
Sjh

Easy

5
Nice change when payments are shown immediately. Good app and helpful, quick team. Refreshing change Reviewed on: 15th February 2021
Rich's avatar
Rich

Thanx

5
There service is great & there app is so easy to get round not been with them long but what I’ve seen so far is great... keep up the good work Reviewed on: 15th February 2021
Noreen's avatar
Noreen

Amazing!

5
The best credit card I own! Customer service is always available and are always at hand whenever I have any queries. No huge withdrawal fee is always a plus! Reviewed on: 15th February 2021
Shez's avatar
Shez

Great card

5
Fantastic facility , never a problem, keeping you updated all the time Reviewed on: 15th February 2021
harrisstephen@hotmail.co.uk's avatar
[email protected]

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