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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great product, Great service

Very quick and easy to apply. Had excellent from Zopa since. Highly recommend. Reviewed on: 15th February 2021

Great service and easy to manage

Just go for it. So easy to use and great service Reviewed on: 15th February 2021

Easy to manage credit

Easy to manage straight forward credit brilliant simple app with no nonsense don’t need to be computer savvy to use app so easy to manage your payments and track your spending Reviewed on: 15th February 2021

Taylored to exact and affordable needs

Finally a company that understands the importance of Taylor if what the customer needs without letting them to over stretch their finances Reviewed on: 15th February 2021

Great new card in a competitive market

Easy to apply great app your in control of your finances when you pay your bill it shows on your account pretty much straight away very happy Reviewed on: 15th February 2021

Great card

Fantastic card to build your credit Reviewed on: 15th February 2021

Great credit card

Has been really useful and the app is fantastic as I’m trying to build my credit score Reviewed on: 15th February 2021

Good card

Good card easy to use app and understand, works well for credit building Reviewed on: 15th February 2021

Stress free

Like the Reminders of when you have used your card and reminders of available balance Reviewed on: 15th February 2021

Simple easy

Dead simple to get what you want. Nice online staff. Well trained and informative Reviewed on: 15th February 2021

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