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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Thanks Zopa

5
It's been great using Zopa, it's informative, and easy to use Reviewed on: 15th February 2021

Zopa are new and very helpful.

5
Brilliant service, helped me out immensely Reviewed on: 15th February 2021

Excellent

5
Very felixable and friendly...... Reviewed on: 15th February 2021

Quick and easy

5
Fast quick and easy to apply for and have your account setup Reviewed on: 15th February 2021

Excellent

5
Easy straight forward application friendly service team highly recommend Reviewed on: 15th February 2021

Excellent

5
Well pleased with the product and the service. Good app as well. Overall, highly recommended. Reviewed on: 15th February 2021

Super

5
I have found this card easy and very reasonable to pay back Reviewed on: 15th February 2021

Brilliant credit card

5
Would recommend to any one !! My credit rating has gone up since I got Zopa and I love the app. Reviewed on: 15th February 2021

Great little credit builder

5
I applied for a Zopa credit card to help build my credit score. Really easy to manage, especially using the app. Would recommend. Reviewed on: 15th February 2021

Great service

5
Always used Zopa, no problems at all Reviewed on: 15th February 2021

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