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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

Very happy . Easy to use . Perfect Reviewed on: 15th February 2021

Good card. Low limit

Good card to build credit but the limit is too low to do much with Reviewed on: 15th February 2021

Great service

Really love the app and the customer service is great Reviewed on: 15th February 2021

Great card

Easy to pay, easy to understand interest, always keeps you updated Reviewed on: 15th February 2021

Good service

All time ready to help, good service Reviewed on: 15th February 2021

Shafqat

Very user friendly app, updating borrowing capacity. Reviewed on: 15th February 2021

Great company

Excellent experience brilliant customer service Reviewed on: 15th February 2021

Thanks Zopa

It's been great using Zopa, it's informative, and easy to use Reviewed on: 15th February 2021

Zopa are new and very helpful.

Brilliant service, helped me out immensely Reviewed on: 15th February 2021

Excellent

Very felixable and friendly...... Reviewed on: 15th February 2021

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