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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Excellent

5
Very felixable and friendly...... Reviewed on: 15th February 2021

Quick and easy

5
Fast quick and easy to apply for and have your account setup Reviewed on: 15th February 2021

Excellent

5
Easy straight forward application friendly service team highly recommend Reviewed on: 15th February 2021

Excellent

5
Well pleased with the product and the service. Good app as well. Overall, highly recommended. Reviewed on: 15th February 2021

Super

5
I have found this card easy and very reasonable to pay back Reviewed on: 15th February 2021

Brilliant credit card

5
Would recommend to any one !! My credit rating has gone up since I got Zopa and I love the app. Reviewed on: 15th February 2021

Great little credit builder

5
I applied for a Zopa credit card to help build my credit score. Really easy to manage, especially using the app. Would recommend. Reviewed on: 15th February 2021

Great service

5
Always used Zopa, no problems at all Reviewed on: 15th February 2021

Easy to use

5
Very easy to use and manage finances Reviewed on: 15th February 2021

amazing

5
Zopa is the best credit card that i hve Reviewed on: 15th February 2021

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