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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use

Very easy to use and manage finances Reviewed on: 15th February 2021

amazing

Zopa is the best credit card that i hve Reviewed on: 15th February 2021

Excellent

Regular updates, simple and easy app. Great provider no hidden costs. Reviewed on: 15th February 2021

Amazing friendly

Top people always ready to help Reviewed on: 15th February 2021

Mr patrick McDonnell

All round an excellent card texts you when you make a transaction easy to use app how ever I think the credit limit should be slightly higher Reviewed on: 15th February 2021

Amazing,

Never had a problem and very easy to use. Like that you can make a payment and it done straight away most you have to wait 3 working days. Reviewed on: 15th February 2021

Brilliant service

I called regarding making a payment quick response and friendly Reviewed on: 15th February 2021

Awesome banking app

Moved to these due to their app they have an awesome app with great ease of use and flexibility on options. Reviewed on: 15th February 2021

Fair easy and good service

Easy to deal with fair and understanding Reviewed on: 15th February 2021

Easy and simple modern card

Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021

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