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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Amazing company

I would really recommend zopa for anyone who is trying to repair there credit report. I've only had zopa for about 4 months but my credit score has really risen. The app is simple and easy to use which makes life so easy. Reviewed on: 15th February 2021

The best

yes it is very good i appreciate your benefits Reviewed on: 15th February 2021

Great and easy to use

Lovely and competent controlled and clear and excellent service Reviewed on: 15th February 2021

Friendly and supportive

Brilliant customer service without any pressure. Good advice and sensible attitude. Reviewed on: 15th February 2021

Go go zopa

Simple, easy to use, customer friendly, they have it all Reviewed on: 15th February 2021

Excellent card and service

The best card I have got, easy to apply for and easy to use and manage Reviewed on: 15th February 2021

Great addition

Nothing but great service from Zopa. The app is brilliant and the borrowing power feature is a little gem to help with your credit score. Reviewed on: 15th February 2021

Best in the market

Easy to use, simple app, quick decisions, excellent customer service, always have the most competitive rates and keep you updated with offers and ways to improve your scores. Wouldn’t look anywhere else now Reviewed on: 15th February 2021

2nd chance

Zipa gave me a 2nd chance after money problems when nobody else would thanks zopa. Reviewed on: 15th February 2021

excellent

great app great service all very easy to use excellent customer service Reviewed on: 15th February 2021

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