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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

Regular updates, simple and easy app. Great provider no hidden costs. Reviewed on: 15th February 2021

Amazing friendly

Top people always ready to help Reviewed on: 15th February 2021

Mr patrick McDonnell

All round an excellent card texts you when you make a transaction easy to use app how ever I think the credit limit should be slightly higher Reviewed on: 15th February 2021

Amazing,

Never had a problem and very easy to use. Like that you can make a payment and it done straight away most you have to wait 3 working days. Reviewed on: 15th February 2021

Brilliant service

I called regarding making a payment quick response and friendly Reviewed on: 15th February 2021

Awesome banking app

Moved to these due to their app they have an awesome app with great ease of use and flexibility on options. Reviewed on: 15th February 2021

Fair easy and good service

Easy to deal with fair and understanding Reviewed on: 15th February 2021

Easy and simple modern card

Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021

Yes I would recommend

Very good condition and very good quality Reviewed on: 15th February 2021

reliable

had not a great credit rateing but this bank was willing to give me a chance i will not let them down for that Reviewed on: 15th February 2021

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