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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great banking

I really cannot rate Zopa highly enough. They provide a really outstanding fast and efficient service for their customers and I have recommended them to all of my family friends and work colleagues. Very well done Reviewed on: 15th February 2021

From first point of contact and throughout, it's been a pleasure to have this card andvthe fantastic customer service they bring. Highly recommended to everybody and the app is simple too. Epitome of how to do it right.

Excellent customer service, easy app to use and superb communication from e-mails and on the app. Superb Reviewed on: 15th February 2021

Zopa Feedback

Zopa are a fantastic organisation with a perfect app service and hassle free interaction Reviewed on: 15th February 2021

Excellent so easy to set up

Very quick acceptance, all done via app very easy Reviewed on: 15th February 2021

Brilliant

From the sign up to using my card top top service. Reviewed on: 15th February 2021

Excellent

I appilied for zopa card with bad cradit rating still tey gave me good cradit limmit on good rates. Reviewed on: 15th February 2021

Great bank

Easy to apply. Helpful staff Good communication Reviewed on: 15th February 2021

Best credit card ever

What I really like about zopa is when you to your account it goes straight on no waiting for two day Reviewed on: 15th February 2021

Easy to use & apply.

It really help to improve your credit score. Reviewed on: 15th February 2021

Excellent credit card

A no nonsense credit card with excellent rates and a great app too. Overall I'm really happy. Thank you! Reviewed on: 15th February 2021

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