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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent credit card

A no nonsense credit card with excellent rates and a great app too. Overall I'm really happy. Thank you! Reviewed on: 15th February 2021

Brilliant

Very happy . Easy to use . Perfect Reviewed on: 15th February 2021

Good card. Low limit

Good card to build credit but the limit is too low to do much with Reviewed on: 15th February 2021

Great service

Really love the app and the customer service is great Reviewed on: 15th February 2021

Great card

Easy to pay, easy to understand interest, always keeps you updated Reviewed on: 15th February 2021

Good service

All time ready to help, good service Reviewed on: 15th February 2021

Shafqat

Very user friendly app, updating borrowing capacity. Reviewed on: 15th February 2021

Great company

Excellent experience brilliant customer service Reviewed on: 15th February 2021

Thanks Zopa

It's been great using Zopa, it's informative, and easy to use Reviewed on: 15th February 2021

Zopa are new and very helpful.

Brilliant service, helped me out immensely Reviewed on: 15th February 2021

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