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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card ever

What I really like about zopa is when you to your account it goes straight on no waiting for two day Reviewed on: 15th February 2021

Easy to use & apply.

It really help to improve your credit score. Reviewed on: 15th February 2021

Excellent credit card

A no nonsense credit card with excellent rates and a great app too. Overall I'm really happy. Thank you! Reviewed on: 15th February 2021

Brilliant

Very happy . Easy to use . Perfect Reviewed on: 15th February 2021

Good card. Low limit

Good card to build credit but the limit is too low to do much with Reviewed on: 15th February 2021

Great service

Really love the app and the customer service is great Reviewed on: 15th February 2021

Great card

Easy to pay, easy to understand interest, always keeps you updated Reviewed on: 15th February 2021

Good service

All time ready to help, good service Reviewed on: 15th February 2021

Shafqat

Very user friendly app, updating borrowing capacity. Reviewed on: 15th February 2021

Great company

Excellent experience brilliant customer service Reviewed on: 15th February 2021

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