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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and simple loan

It was a great loan experience quick response, I would use them again 5 stars ***** Reviewed on: 15th February 2021

Zopa easy

Easy quick and convenient to use Reviewed on: 15th February 2021

Ease of use and understanding

Nothing no prob simples. Best card I have no jargon just simple solutions. Reviewed on: 15th February 2021

Good offers and customer service

Amazing customer experience amazing offers Reviewed on: 15th February 2021

Very good company

Always keep you updated on transactions the app is very good with the notifications would recommend Reviewed on: 15th February 2021

So Simple!

Intuitive app, simple operation! Reviewed on: 15th February 2021

It so easy to use

It just so easy to use and manage payments on the zopa app. Reviewed on: 15th February 2021

It took less than 5 minutes for decision on my loan request and money was paid into my accounts within hours

ZOPA is amazing and will recommend friends and family also the customer service was very polite and was always willing to help Reviewed on: 15th February 2021

Great product

Great product easy to use and best advice. Love the way to use app and up to the second payment notifications. Reviewed on: 15th February 2021

Great and flexible

Great and flexible, have been very useful and understanding in difficult times Reviewed on: 15th February 2021

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