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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Outstanding and understanding!!!

5
Problems with paying? No problem. The guys at zopa understanding and very easy going people. 10/10 all the way keep up guys! Looking forward to are many years together. Reviewed on: 15th February 2021
Willsworld's avatar
Willsworld

Brilliant app

5
Very good service. Keeps you up to date on everything spent the minute it’s spent Reviewed on: 15th February 2021
dianesumner@ymail.com's avatar
[email protected]

Best cc Ive had

5
So easy to apply for and the online account is a dream to use. Easy to assign a safety net which is a great idea Reviewed on: 15th February 2021
Callum's avatar
Callum

*** improve my ratings****

5
***I needed a credit card with low APR % per year to help me improve my credit rating, I applied Zopa credit and was accepted and since they have being reporting to credit score when payment is made and it has improved my credit score within 2 months****' Reviewed on: 15th February 2021
Anthony Ulamen 's avatar
Anthony Ulamen

Easy to use and helpful

5
I find Zopa easy to use and very helpful at times Reviewed on: 15th February 2021
Dean's avatar
Dean

Mr

1
Thank you for all im vere hape by by Reviewed on: 15th February 2021
ousmaned1965@yahoo.com's avatar
[email protected]

Simplicity

5
very straightforward app and so far no bad service Reviewed on: 15th February 2021
jollyjohn's avatar
jollyjohn

Very efficient

5
Very easy to use and understand Reviewed on: 15th February 2021
Gail 's avatar
Gail

My card

5
I only just starting using it it makes me feel safe I can use it for emergencies Reviewed on: 15th February 2021
Jacquie 's avatar
Jacquie

great

5
professional,easy to use,always at hand,recommended Reviewed on: 15th February 2021
cris's avatar
cris

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