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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

great

professional,easy to use,always at hand,recommended Reviewed on: 15th February 2021

Quick and simple loan

It was a great loan experience quick response, I would use them again 5 stars ***** Reviewed on: 15th February 2021

Zopa easy

Easy quick and convenient to use Reviewed on: 15th February 2021

Ease of use and understanding

Nothing no prob simples. Best card I have no jargon just simple solutions. Reviewed on: 15th February 2021

Good offers and customer service

Amazing customer experience amazing offers Reviewed on: 15th February 2021

Very good company

Always keep you updated on transactions the app is very good with the notifications would recommend Reviewed on: 15th February 2021

So Simple!

Intuitive app, simple operation! Reviewed on: 15th February 2021

It so easy to use

It just so easy to use and manage payments on the zopa app. Reviewed on: 15th February 2021

It took less than 5 minutes for decision on my loan request and money was paid into my accounts within hours

ZOPA is amazing and will recommend friends and family also the customer service was very polite and was always willing to help Reviewed on: 15th February 2021

Great product

Great product easy to use and best advice. Love the way to use app and up to the second payment notifications. Reviewed on: 15th February 2021

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