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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44200 reviews)

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4.94

Based on 44,200 reviews, last reviewed 16th Apr 2026

69% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to use on the app and to understand. Very easy to use on the app and to understand. Ive had to problems when purchasing things online or instores would highly recommend zopa. Reviewed on: 16th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44200)

Great credit card

Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Fantastic

Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021

First Class Service!

Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021

easy to use

great card and online facility which is easy to use Reviewed on: 15th February 2021

Brilliant

Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

Brilliant service

I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021

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