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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very efficient

Very easy to use and understand Reviewed on: 15th February 2021

My card

I only just starting using it it makes me feel safe I can use it for emergencies Reviewed on: 15th February 2021

great

professional,easy to use,always at hand,recommended Reviewed on: 15th February 2021

Quick and simple loan

It was a great loan experience quick response, I would use them again 5 stars ***** Reviewed on: 15th February 2021

Zopa easy

Easy quick and convenient to use Reviewed on: 15th February 2021

Ease of use and understanding

Nothing no prob simples. Best card I have no jargon just simple solutions. Reviewed on: 15th February 2021

Good offers and customer service

Amazing customer experience amazing offers Reviewed on: 15th February 2021

Very good company

Always keep you updated on transactions the app is very good with the notifications would recommend Reviewed on: 15th February 2021

So Simple!

Intuitive app, simple operation! Reviewed on: 15th February 2021

It so easy to use

It just so easy to use and manage payments on the zopa app. Reviewed on: 15th February 2021

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