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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,190 reviews, last reviewed 15th Apr 2026
378600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and precisely Very understandable and they really know what they’re doing Reviewed on: 15th April 2026
FAMOUS G's avatar
FAMOUS G

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44190)

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021
Donna's avatar
Donna

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021
Helius Andreas 's avatar
Helius Andreas

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021
Shannon's avatar
Shannon

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021
clo's avatar
clo

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021
John wain's avatar
John wain

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021
JDignan's avatar
JDignan

First Class Service!

5
Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021
David's avatar
David

easy to use

5
great card and online facility which is easy to use Reviewed on: 15th February 2021
zoe.sones@outlook.com's avatar
[email protected]

Brilliant

5
Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021
Nicholas 's avatar
Nicholas

Brilliant service

5
I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021
conrad_staff@live.co.uk's avatar
[email protected]

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