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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great features

The app which operates the credit credit card is great. Everything all in one app - no need to contact someone as they’ve thought of everything Reviewed on: 15th February 2021

Outstanding and understanding!!!

Problems with paying? No problem. The guys at zopa understanding and very easy going people. 10/10 all the way keep up guys! Looking forward to are many years together. Reviewed on: 15th February 2021

Brilliant app

Very good service. Keeps you up to date on everything spent the minute it’s spent Reviewed on: 15th February 2021

Best cc Ive had

So easy to apply for and the online account is a dream to use. Easy to assign a safety net which is a great idea Reviewed on: 15th February 2021

* improve my ratings**

***I needed a credit card with low APR % per year to help me improve my credit rating, I applied Zopa credit and was accepted and since they have being reporting to credit score when payment is made and it has improved my credit score within 2 months****' Reviewed on: 15th February 2021

Easy to use and helpful

I find Zopa easy to use and very helpful at times Reviewed on: 15th February 2021

Mr

Thank you for all im vere hape by by Reviewed on: 15th February 2021

Simplicity

very straightforward app and so far no bad service Reviewed on: 15th February 2021

Very efficient

Very easy to use and understand Reviewed on: 15th February 2021

My card

I only just starting using it it makes me feel safe I can use it for emergencies Reviewed on: 15th February 2021

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