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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great

5
All your banking needs online simple and straightforward Reviewed on: 15th February 2021
T's avatar
T

Very user friendly

5
Simple, quick and easy to use and understand service and app. Reviewed on: 15th February 2021
Cez's avatar
Cez

Great features

5
The app which operates the credit credit card is great. Everything all in one app - no need to contact someone as they’ve thought of everything Reviewed on: 15th February 2021
alan 's avatar
alan

Outstanding and understanding!!!

5
Problems with paying? No problem. The guys at zopa understanding and very easy going people. 10/10 all the way keep up guys! Looking forward to are many years together. Reviewed on: 15th February 2021
Willsworld's avatar
Willsworld

Brilliant app

5
Very good service. Keeps you up to date on everything spent the minute it’s spent Reviewed on: 15th February 2021
dianesumner@ymail.com's avatar
[email protected]

Best cc Ive had

5
So easy to apply for and the online account is a dream to use. Easy to assign a safety net which is a great idea Reviewed on: 15th February 2021
Callum's avatar
Callum

*** improve my ratings****

5
***I needed a credit card with low APR % per year to help me improve my credit rating, I applied Zopa credit and was accepted and since they have being reporting to credit score when payment is made and it has improved my credit score within 2 months****' Reviewed on: 15th February 2021
Anthony Ulamen 's avatar
Anthony Ulamen

Easy to use and helpful

5
I find Zopa easy to use and very helpful at times Reviewed on: 15th February 2021
Dean's avatar
Dean

Mr

1
Thank you for all im vere hape by by Reviewed on: 15th February 2021
ousmaned1965@yahoo.com's avatar
[email protected]

Simplicity

5
very straightforward app and so far no bad service Reviewed on: 15th February 2021
jollyjohn's avatar
jollyjohn

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