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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa quality

Smart efficient reliable service. Reviewed on: 22nd April 2025

Good interest rate paid rest of other uk banks

Good interest rate paid rest of other uk banks Reviewed on: 22nd April 2025

Amazing customer service and support app works perfe...

Amazing customer service and support app works perfectly no faults at all Reviewed on: 22nd April 2025

Easy application,very fast response!

Easy application,very fast response!!! Reviewed on: 22nd April 2025

I have a card from this bank and the service of this...

I have a card from this bank and the service of this bank is very good and I like this bank very much. Reviewed on: 22nd April 2025

Really happy with the card card and they our really...

Really happy with the card card and they our really helpful Reviewed on: 22nd April 2025

A pleasure to do business with

A pleasure to do business with, no hassle, easy to use app and everything made clear Reviewed on: 22nd April 2025

Absolutely brilliant cannot fault anyone at Zopa

Absolutely brilliant cannot fault anyone at Zopa Reviewed on: 22nd April 2025

It’s simple and the App is user friendly

It’s simple and the App is user friendly Reviewed on: 22nd April 2025

Excellent service great rates.

Excellent service great rates. Been with zopa over a year Reviewed on: 22nd April 2025

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