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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Can't fault it, great experience

Can't fault it, great experience Reviewed on: 28th February 2025

Since i started using Zopa credit card i ave found i...

Since i started using Zopa credit card i ave found it to be useful and all services are incredible Reviewed on: 28th February 2025

Very easy card to use and keep track of my limits.

Very easy card to use and keep track of my limits. App is amazing and helps keep a buffer so I can have a safety net when needed. Rates are great given my credit score and it has helped my score get better. Reviewed on: 28th February 2025

Simple and honest

Very easy to use with a simple but effective app. Always notified of payments and good advice. Reviewed on: 28th February 2025

enjoyed how quick and easy it was

enjoyed how quick and easy it was Reviewed on: 28th February 2025

Good service customer facilities

Good service customer facilities Reviewed on: 28th February 2025

I have had no issues using my card or account.

I have had no issues using my card or account. I haven't had to contact customer service so cannot comment on that, but application, was simple, the app works and payments each month are manageable. Reviewed on: 28th February 2025

Brilliant credit card

Had a very positive experience with Zopa Reviewed on: 28th February 2025

Never had any problems with zopa and they tell me if...

Never had any problems with zopa and they tell me if there is scams on my account without me getting in touch. So excellent service all round Reviewed on: 28th February 2025

Really easy to use and to understand

Really easy to use and to understand Reviewed on: 28th February 2025

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