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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing customer service and support app works perfe...

Amazing customer service and support app works perfectly no faults at all Reviewed on: 22nd April 2025

Easy application,very fast response!

Easy application,very fast response!!! Reviewed on: 22nd April 2025

I have a card from this bank and the service of this...

I have a card from this bank and the service of this bank is very good and I like this bank very much. Reviewed on: 22nd April 2025

Really happy with the card card and they our really...

Really happy with the card card and they our really helpful Reviewed on: 22nd April 2025

A pleasure to do business with

A pleasure to do business with, no hassle, easy to use app and everything made clear Reviewed on: 22nd April 2025

Absolutely brilliant cannot fault anyone at Zopa

Absolutely brilliant cannot fault anyone at Zopa Reviewed on: 22nd April 2025

It’s simple and the App is user friendly

It’s simple and the App is user friendly Reviewed on: 22nd April 2025

Excellent service great rates.

Excellent service great rates. Been with zopa over a year Reviewed on: 22nd April 2025

Great rates, good customer service

Great rates, good customer service Reviewed on: 22nd April 2025

I had a credit card and loan with Zopa was fantastic.

I had a credit card and loan with Zopa was fantastic. It was tailored for my needs and aspirations Reviewed on: 22nd April 2025

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