Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

useful company

4
easy to set up and use and very helpful never had any problems with the company Reviewed on: 28th February 2025

Zopa has been great for me.

5
So far, Zopa has been great for me. Reviewed on: 28th February 2025

Fantastic Experience!

5
Fantastic Experience! Keep making payments on time my credit rating has gone up Amazing! Reviewed on: 28th February 2025

bad, don’t be af

5
Whether your experience was good or bad, don’t be afraid to share it. Reviewed on: 28th February 2025

Top guys and girls great service

5
Top guys and girls great service Reviewed on: 28th February 2025

Great credit card good choice for a new card credit.

5
Great credit card good choice for a new card credit. Reviewed on: 28th February 2025

The customer service is brilliant they solve issues...

5
The customer service is brilliant they solve issues ASAP Reviewed on: 28th February 2025

Excellent

5
Zopa app is very user friendly plus customer service is great Reviewed on: 28th February 2025

I'm happy with zopa because the interest is not very...

5
I'm happy with zopa because the interest is not very high , and easy to work in apps . Reviewed on: 28th February 2025

Very good.

5
Very good. Would definitely recommend to a friend Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products