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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use.

Easy to use. Easy to pay. Friendly customer services. Reviewed on: 24th April 2025

Zopa Credit Card

Excellent professional Customer service and easy to navigate app Reviewed on: 24th April 2025

Definitely worth your time!

I have found Zopa to be very helpful and would definitely recommend them to others. I appreciate how easy the app is to use, too. Reviewed on: 24th April 2025

Best card to build your credit score

Best card to build your credit score Reviewed on: 24th April 2025

Zopa are there whenever you need them for a card loa...

Zopa are there whenever you need them for a card loan or savings account Reviewed on: 24th April 2025

Very good credit card to have.

Very good credit card to have. Very reasonable with monthly fees and actually the best one I have for the interest rates. Great customer services always and very honest and open with everything Reviewed on: 24th April 2025

I’m loving everything about zopa

I’m loving everything about zopa Reviewed on: 24th April 2025

Excellent card and very good service

Excellent card and very good service Reviewed on: 24th April 2025

had a low credit score and have managed to increase...

had a low credit score and have managed to increase with Zopa Reviewed on: 24th April 2025

User friendly app,

The app is very user friendly, you can link your bank accounts which provides better bespoke offers. Reviewed on: 24th April 2025

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