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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
47% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

It does exactly what it says on the tin!

5
Started using Zopa as they provide a no nonsense card service, with a great app, 10 out of 10, I can't fault one thing with them since I joined. Good comms, easy to check my account, it does exactly what it says on the tin! Reviewed on: 28th February 2025

Zopa is good for bad credit but even though you pay...

5
Zopa is good for bad credit but even though you pay each month they don't up your credit limit which I think isn't right there know it will get paid because it comes out of your bank has direct debit Reviewed on: 28th February 2025

I have not had any problems with the card or anythin...

5
I have not had any problems with the card or anything with any other aspects of the card Reviewed on: 28th February 2025

Very easy and customer friendly services.

5
Very easy and customer friendly services. Reviewed on: 28th February 2025

I started my journey with Zooa with a credit card an...

5
I started my journey with Zooa with a credit card and now have a current account with a savings account,I find it very easy to navigate and have had no problems whatsoever. Reviewed on: 28th February 2025

Excellent customer service amazing company

5
Excellent customer service amazing company Reviewed on: 28th February 2025

Very nice services and support for the customer

5
Very nice services and support for the customer Reviewed on: 28th February 2025

He’ll always there

5
Excellent customer services and help always there Reviewed on: 28th February 2025

Easy to apply.

5
Easy to apply. Simple App. Great customer service. I am happy to recommend to anyone looking for a credit card. Reviewed on: 28th February 2025

Zopa Was the only credit card company that would hel...

5
Zopa Was the only credit card company that would help me in my time indeed Reviewed on: 28th February 2025

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