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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zapa help help me so much excellent bank

Zapa help help me so much excellent bank Reviewed on: 22nd April 2025

Great credit card and services!

Great credit card and services! The app is very simple to use! The information you need are imediately provided! Reviewed on: 22nd April 2025

I have been really happy in all aspects of my intera...

I have been really happy in all aspects of my interactions. Reviewed on: 22nd April 2025

Quick easy and simple.

Quick easy and simple. Really helped me when I needed it. Thank you Reviewed on: 22nd April 2025

Just great

Just great . Nothing but a good experience Reviewed on: 22nd April 2025

Any time best service and offer !

Any time best service and offer !!! Reviewed on: 22nd April 2025

It is really good that i was been given the chance t...

It is really good that i was been given the chance to jave a zopa credit card. It was a big help. Hopefully they will increase my credit limit soon. Thanks Reviewed on: 22nd April 2025

Very clean and responsive app.

Very clean and responsive app. Payments update immediately. Statements are clear and easy to understand. Reviewed on: 22nd April 2025

I used Zopa credit card to build my credit score.

I used Zopa credit card to build my credit score. Very reliable, easy to navigate on the app and helpful customer service. Reviewed on: 22nd April 2025

Great service really responsive customer team.

Great service really responsive customer team. I love it Reviewed on: 22nd April 2025

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