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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent services

Excellent services, app is easy to use Reviewed on: 24th April 2025

Very good to use excellent service and communication.

Very good to use excellent service and communication. Always providing efficient service. Reviewed on: 24th April 2025

Great staff and treat you with respect no matter you...

Great staff and treat you with respect no matter you financial history x Reviewed on: 24th April 2025

Great service, excellent product.

Great service, excellent product. I’ve been with them for a few years now and really happy with my experience. When I moved to the UK there were very few banks that would offer me a credit card but Zopa did and I have been extremely satisfied with their product and service ever since. Reviewed on: 24th April 2025

Good customer service

Good communication. service excellent Reviewed on: 24th April 2025

Great company

Zopa were one of my first credit cards many years ago and I have never had anything to complain about Reviewed on: 24th April 2025

I have been with zopa for a while and they have been...

I have been with zopa for a while and they have been nothing but good and reasonable great communication with there customers fair Apr a all round good company keep the work up team zopa !!! Reviewed on: 24th April 2025

Good service, would like to be able to add the card...

Good service, would like to be able to add the card to my wallet though Reviewed on: 24th April 2025

Easy to use and clear and precise to use.

Easy to use and clear and precise to use. App good and easy to use. Reviewed on: 24th April 2025

I had a good experience to using zopa credit card, v...

I had a good experience to using zopa credit card, very reliable and satisfied Bank to me. if anyone say about zopa credit card I will suggest everyone for that. The payment system is good. overall full satisfaction to me using zopa credit card. Reviewed on: 24th April 2025

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