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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simple to set up,use, and pay.

Simple to set up,use, and pay.Not much more to say. Does what it says on the can Reviewed on: 22nd April 2025

Best credit card Ever I love zapo.

Best credit card Ever I love zapo. Reviewed on: 22nd April 2025

Best card

Great and easy to understand, it's very easy to use and to understand the online account Reviewed on: 22nd April 2025

Excellent from the start to finish

Excellent from the start. Never had any problems. Reviewed on: 22nd April 2025

hacked account

Sorted me out when they noticed aid been hacked and a couple of suspicious transactions had been stopped. Got me a new Cardin a couple of days ago Reviewed on: 22nd April 2025

Ok for building credit

Ok for building credit but due to the high interest rate it’s not a long term solution Reviewed on: 22nd April 2025

Good company I'm so happy if the company

Good company I'm so happy if the company Reviewed on: 22nd April 2025

My experience

Never had any problems when needing help. Reviewed on: 22nd April 2025

Excellent service

Easy to manage and quick turnaround for payments to be transferred to your account A***** Reviewed on: 22nd April 2025

Clear efficient product hidden agendas

Clear efficient product hidden agendas Reviewed on: 22nd April 2025

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