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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent service quick to respond

5
Excellent service quick to respond Reviewed on: 28th February 2025

Been using Zopa for a while now everything quite str...

5
Been using Zopa for a while now everything quite straightforward through app keeps me updated and fully informed of all expenditures would fully recommend to anyone gteat customer service. Reviewed on: 28th February 2025

very user friendly.

5
Have not had the card long but very user friendly. Reviewed on: 28th February 2025

Fairly bad credit limit, but zopa have empowered me.

5
Fairly bad credit limit, but zopa have empowered me to take batter care of my finances with an affordable credit card with excellent service, communication and app. Reviewed on: 28th February 2025

No issues with anything so far.

5
No issues with anything so far. From setup to using the card everything has gone smoothly Reviewed on: 28th February 2025

Really helpfull at all times any issues are sorted s...

5
Really helpfull at all times any issues are sorted straight away Reviewed on: 28th February 2025

So accessible and easy to manage via app.

5
So accessible and easy to manage via app. Reviewed on: 28th February 2025

Excellent services.

5
Excellent services. Quick applications Reviewed on: 28th February 2025

Great credit card

5
My sister told me about this credit card, i didnt think I would be accepted but i was. The mobile app os so easy to use and all the info you might need is there at your fingertips.. I use this all the time and pay back on payday. Reviewed on: 28th February 2025

Every always willing to help me

5
Every time I have to ring them up they are more than welcome to help you the best way possible Reviewed on: 28th February 2025

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