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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I was struggling to get a credit card and zopa steps...

I was struggling to get a credit card and zopa steps up my first amount was 250 witch is good Reviewed on: 24th April 2025

Fantastic customer service

Fab credit card easy to use . Helpful customer service team Reviewed on: 24th April 2025

They've been great no complaints.

They've been great no complaints. Reviewed on: 24th April 2025

Great service’s

Dose what it says on the tin basically Reviewed on: 24th April 2025

i like zopa card i very help fulll me i have good e...

i like zopa card i very help fulll me i have good experiance for me Reviewed on: 24th April 2025

Good service resiabile price easy to contact app rea...

Good service resiabile price easy to contact app really good easy to use ,lots of information on the app credit goee up easy to pay . Reviewed on: 24th April 2025

I’ve a credit great card card it’s helped me a lot.

I’ve a credit card it’s helped me a lot. Can rely. On Zopa. Great. Experience Reviewed on: 24th April 2025

Somehow frustrating, but good.

Somehow frustrating, but good. I have had a bad experience with the application, my card cloned and it took.a toil on me. Reviewed on: 24th April 2025

Excellent Experience,i am loving it

Excellent Experience,i am loving it Reviewed on: 24th April 2025

Easy to use app and reasonable apr

Easy to use app and reasonable apr Reviewed on: 24th April 2025

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