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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Great offers. God service.i am so thankful for that. Reviewed on: 24th April 2025

Zopa’s credit card is really easy to use.

Zopa’s credit card is really easy to use. The app helps you keep track of everything, and there are no hidden fees. It’s a simple card that works without any problems. Reviewed on: 24th April 2025

Overall great all round service zopa provides

Overall great all round service zopa provides Reviewed on: 24th April 2025

kept well informed about finances

kept well informed about finances Reviewed on: 24th April 2025

Excellent service all thru out easy app to use,cons...

Excellent service all thru out easy app to use,constant updates Reviewed on: 24th April 2025

Found good in every respect easy to apply for and qu...

Found good in every respect easy to apply for and quickly accepted on line Reviewed on: 24th April 2025

Zopa have offered great services which beat other pr...

Zopa have offered great services which beat other providers by far. I feel they have helped me improve my finances Reviewed on: 24th April 2025

Never had any issues at all excellent service

Never had any issues at all excellent service Reviewed on: 24th April 2025

Excellent customer service

Great excellent service customer service very responsive Reviewed on: 24th April 2025

Zopa application is very easy and very clear and con...

Zopa application is very easy and very clear and concise information, secure and reliable Platform.Zopa is best service provider. Reviewed on: 24th April 2025

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