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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good credit card,easy to use and helpful customer se...

Good credit card,easy to use and helpful customer service Reviewed on: 22nd April 2025

Needed a card to improve my credit rating this card...

Needed a card to improve my credit rating this card has been fantastic keeps me up to date on all my monthly transactions Reviewed on: 22nd April 2025

It's been quiet interesting and lovely experience us...

It's been quiet interesting and lovely experience using Zopa credit card Reviewed on: 22nd April 2025

Great bank

App easy to you keep you informed with products Reviewed on: 22nd April 2025

Easy to use service that quick accepted my application.

Easy to use service that quick accepted my application. Reviewed on: 22nd April 2025

Very good service friendly staff and easy to use app

Very good service friendly staff and easy to use app Reviewed on: 22nd April 2025

Really good easy to use app, all in one place.

Really good easy to use app, all in one place. No issues and when I have phoned everyone was really nice. Reviewed on: 22nd April 2025

Excellent all round very helpful customer service

Excellent all round very helpful customer service Reviewed on: 22nd April 2025

Easy communication is great .

Easy and clear instructions.. great app and I’ve recommended it to friends Reviewed on: 22nd April 2025

It's all good so far.

It's all good so far. No real issues to complain about Reviewed on: 22nd April 2025

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