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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to deal with and very transparent

5
Easy to deal with and very transparent Reviewed on: 28th February 2025

Great help would recommend to everyone

5
Great help would recommend to everyone Reviewed on: 28th February 2025

Fantastic provider, very easy to use and clear with...

5
Fantastic provider, very easy to use and clear with terms and conditions. Never had any issues with the app or using cards etc. Reviewed on: 28th February 2025

All very easy to use,and all deposits are instantly...

5
All very easy to use,and all deposits are instantly included in your credit card bill.thank you for your professionalism Reviewed on: 28th February 2025

Zopa has been an outstanding credit builder, and I'v...

5
Zopa has been an outstanding credit builder, and I've benefited from this card with brilliant insights to keep me on track at all times. Reviewed on: 28th February 2025

Excellent app and very easy to use !

5
Excellent app and very easy to use ! Reviewed on: 28th February 2025

Haven't got much to say

5
Haven't got much to say... All good Reviewed on: 28th February 2025

Always smooth transactions when dealing with my Zopa...

5
Always smooth transactions when dealing with my Zopa credit card Reviewed on: 28th February 2025

The app is so good and easy to install.

5
The app is so good and easy to install. Custom service are really good and helpful. Reviewed on: 28th February 2025

Best on notifications

5
Instant update on transactions stands zopa out. Reviewed on: 28th February 2025

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