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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Smooth process and easy transactions

Smooth process and easy transactions Reviewed on: 28th February 2025

Fantastic card to use.

Fantastic card to use. Friendly, professional service at all time. Reviewed on: 28th February 2025

A great service provider and excellent quality throu...

A great service provider and excellent quality throughout the usage and service levels are excellent Reviewed on: 28th February 2025

Seamless from start to finish, from onboarding to be...

Seamless from start to finish, from onboarding to being a card user. I would say that Zopa are 2nd to none in the industry Reviewed on: 28th February 2025

Esy and affordable hilly recommend

Esy and affordable hilly recommend Reviewed on: 28th February 2025

Zopa delivers the service in real time.

Zopa delivers the service in real time. For example, whenever I maintain my payments to keep my account within my limit, I don't have to wait more than a couple of hours before I see the new balance on my app. A very good feature that helps me over spending beyond my credit limit. Reviewed on: 28th February 2025

Excellent service

Easy to use and kept informed on when payments due and bank accounts you may want Reviewed on: 28th February 2025

Overall, Zopa provides quality and reliable service.

Overall, Zopa provides quality and reliable service. Reviewed on: 28th February 2025

Excellent customer service, also app so easy to use.

Excellent customer service, also app so easy to use. Reviewed on: 28th February 2025

Amazing amazing amazing, love the app and the service

Amazing amazing amazing, love the app and the service Reviewed on: 28th February 2025

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