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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent and easy to use.

Excellent and easy to use. They contact you when things are up and the app is very user friendly. Reviewed on: 24th April 2025

Im so happy I can u credit card easy to use and for...

Im so happy I can u credit card easy to use and for pay back also Reviewed on: 24th April 2025

Christine

Amazeing company deal with rates good very helpfull app easy to use Reviewed on: 24th April 2025

It's been a nice experience using zopa

It's been a nice experience using zopa Reviewed on: 24th April 2025

Loved it!

Loved it! Easy to use. The application process and response was straightforward and quick. I haven't had any issues ysing the card in the last few years. I wouls recommend this to anyone around me. Reviewed on: 24th April 2025

ZO FAR ZO GOOD PA

Useful simple to use app convenience and reasonable interest rates other products available through the app also Reviewed on: 24th April 2025

Great service

Great service and they know how to deal with customers complaints Reviewed on: 24th April 2025

Great credit card, great interest rate and easy to u...

Great credit card, great interest rate and easy to use App. All good Reviewed on: 24th April 2025

Zopa helped me when no one else would

Zopa helped me when no one else would Reviewed on: 24th April 2025

Excellent.

Excellent. My card was approved so first when I had financial crisis. When I lost my father Reviewed on: 24th April 2025

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