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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good experience from Start to finish

Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

Easy app.

Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

Easy to apply and app is easy to navigate

Easy to apply and app is easy to navigate Reviewed on: 22nd April 2025

Great credit card

Great rate very good customer service never had a problem Reviewed on: 22nd April 2025

Excellent company and service provider

Excellent. Customer service, effective and efficient in all aspects of service. Reviewed on: 22nd April 2025

Good service

Easy application and fastgood customer service spp easy to use Reviewed on: 22nd April 2025

Excellent service and great card

Excellent service and great card Reviewed on: 22nd April 2025

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