Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Amazing amazing amazing, love the app and the service

5
Amazing amazing amazing, love the app and the service Reviewed on: 28th February 2025

Card arrived quickly app is great

5
Card arrived quickly app is great Reviewed on: 28th February 2025

Have always been very helpful when I needed it to...

5
Have always been very helpful when I needed it to be Reviewed on: 28th February 2025

It was so easy to set up and so easy to set up payment.

5
It was so easy to set up and so easy to set up payment. There app is so easy to use Reviewed on: 28th February 2025

Great card

5
A great experience with the company and a great card to have. Reviewed on: 28th February 2025

Professionalism at its best in every way.

5
Professionalism at its best in every way.Thank you Reviewed on: 28th February 2025

Convenient.

5
It's easy and convenient the overdraft facility is fantastic Reviewed on: 28th February 2025

Money usage

5
Easy to spend money using the credit card and all the fee are clearly mentioned Reviewed on: 28th February 2025

Easy to use app great service no problem with card u...

5
Easy to use app great service no problem with card use fast payment system Reviewed on: 28th February 2025

Zopa helped me to rebuild my credit score by accepti...

5
Zopa helped me to rebuild my credit score by accepting my application for a credit card . Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products