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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super easy

Super easy to apply and manage you account. Reviewed on: 24th April 2025

Just find us easy to deal with brilliant service

Just find us easy to deal with brilliant service Reviewed on: 24th April 2025

Great experience

Experience with Zopa has been positive from when I first applied for the credit card to now. Customer service always been great and have had credit limit increase which is good for my credit score. Reviewed on: 24th April 2025

Excellent service

Excellent service from receiving card to present day Reviewed on: 24th April 2025

Does exactly what I need when I need it.

Does exactly what I need when I need it. Reviewed on: 24th April 2025

Good and i like this service and i need more cradit...

Good and i like this service and i need more cradit in my acfont Reviewed on: 24th April 2025

Great service ...

Straightforward application with a useful, meaningful credit limit. All questions answered in a timely manner Reviewed on: 24th April 2025

I find Zopa very good and fair the apr is better the...

I find Zopa very good and fair the apr is better then other credit cards and there customer contact center is very helpful I would how ever like to be able to use my card on Apple Pay which you currently don’t offer maybe Zopa could consider adding this Reviewed on: 24th April 2025

Very polite and friendly

Always there to help polite always keep you informed Reviewed on: 24th April 2025

Hassle-Free

From the out set this has been a hassle-free experience Reviewed on: 24th April 2025

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