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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card , clear application.

Great card , clear application. Si easy to manage. Reviewed on: 24th April 2025

Good.as first card

Good. For me as have low credit score. Reviewed on: 24th April 2025

Great service, excellent credit card provider.

Great service, excellent credit card provider. Easy and efficient to use the app and plenty of information given Reviewed on: 24th April 2025

Great card and great service.

Great card and great service. The app is amazing and card works well with Samsung wallet Reviewed on: 24th April 2025

Zopa is very efficient in dealing with customers pro...

Zopa is very efficient in dealing with customers problems. Reviewed on: 24th April 2025

Excellent product and customer service and support

Excellent product and customer service and support Reviewed on: 24th April 2025

Great card lots of helpful features

Great card lots of helpful features Reviewed on: 24th April 2025

From start to finish this company have been excellent.

From start to finish this company have been excellent. I wouldn’t hesitate to recommend to a friend Reviewed on: 24th April 2025

Easy to understand and great company

Easy to understand and great company Reviewed on: 24th April 2025

Fantastic company, easy to make payments and repayme...

Fantastic company, easy to make payments and repayments Reviewed on: 24th April 2025

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