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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good Credit Card

easy to use, no hidden charges, HIGHLY RECOMMENDED Reviewed on: 22nd April 2025

Great thank you , it’s amazing company !

Great thank you , it’s amazing company ! I appreciate everything you done for me and for me and for the credit card you have offered & friendly support staff Reviewed on: 22nd April 2025

the experince i have had i have had no issuse with z...

the experince i have had i have had no issuse with zopa at all Reviewed on: 22nd April 2025

Easy to use probably my favorite app applied for a l...

Easy to use probably my favorite app applied for a loan and had the money in my account within 5 minutes I also like that I can make additional payment to my loan with no hassle Reviewed on: 22nd April 2025

Zopa credit card

Getting a credit card with Zopa was straightforward and easy to apply The customer services excellent and straightforward would recommend to others Reviewed on: 22nd April 2025

Very low interest and easy credit card payment and h...

Very low interest and easy credit card payment and helpful my financial Reviewed on: 22nd April 2025

It has been the best credit card and the process is...

It has been the best credit card and the process is smooth Reviewed on: 22nd April 2025

Really good to use, excelant service

Really good to use, excelant service Reviewed on: 22nd April 2025

Great, thank you, amazing company!

Great, thank you, amazing company! I appreciate everything you have done for me and for the credit card you have offered. Reviewed on: 22nd April 2025

Zopa do the basics and keeps everything simple and t...

Zopa do the basics and keeps everything simple and transparent. Reviewed on: 22nd April 2025

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