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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy reliable and quick to use fair rates

Easy reliable and quick to use fair rates Reviewed on: 24th April 2025

Always helpful ,keep me informed of other products,...

Always helpful ,keep me informed of other products, repayments are never to much. Reviewed on: 24th April 2025

Just very easy access and no dramas very good all ro...

Just very easy access and no dramas very good all round experience Reviewed on: 24th April 2025

Never had problems with zopa.

Never had problems with zopa...... Reviewed on: 24th April 2025

The support I received from Zopa has been excellent.

The support I received from Zopa has been excellent. From credit card support to helping out with refunds during fraudulent transactions. Reviewed on: 24th April 2025

Support if needed.

Update information regarding the card usage and payment. Product and service which can help support managing your account. Reviewed on: 24th April 2025

Helped very much with problems with my card

Helped very much with problems with my card Reviewed on: 24th April 2025

Amazing services ,no issues with the card,serious se...

Amazing services ,no issues with the card,serious service. Reviewed on: 24th April 2025

Very good experience and ready for the best deal always

Very good experience and ready for the best deal always Reviewed on: 24th April 2025

Zopa was there when I needed them , it was so easy t...

Zopa was there when I needed them , it was so easy to get what I needed , now I'm working on getting my credit sorted out Reviewed on: 24th April 2025

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