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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa was so easy to apply never had any issues with...

5
Zopa was so easy to apply never had any issues with them great company Reviewed on: 28th February 2025

I HAVE ENJOYED IT SINCE I STATRED USING THEM

5
I HAVE ENJOYED IT SINCE I STATRED USING THEM Reviewed on: 28th February 2025

I have had zero issues dealing with Zopa.

5
I have had zero issues dealing with Zopa. Reviewed on: 28th February 2025

Zopatastic credit card

5
Great service. Good for building credit score. Balances are quickly updated in the app. Interest charged is highly competitive Reviewed on: 28th February 2025

HELPFUL AND GREAT SERVICE

5
Always there to help when needed. Reviewed on: 28th February 2025

Brilliant

5
Amazing credit card easy to use and I love the app Reviewed on: 28th February 2025

Zopa is a excellent company!

5
Zopa is a excellent company!! Customer service are always understanding and deal with any issues fast and efficient and politely. I had fraud on my card and payments was not allowed to be taken and I was contacted immediately and I was sent a new card without any delay. Reviewed on: 28th February 2025

Easy to use great CS affordable limit and great App

5
Easy to use great CS affordable limit and great App Reviewed on: 28th February 2025

A pleasure to use

5
Really easy to use with a great and simple interface. Customer service is great too! An all round good experience. Reviewed on: 28th February 2025

Helped me to gain better credit score

5
Helped me to gain better credit score Reviewed on: 28th February 2025

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