Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

47% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Highly recommend ZOPA

App user friendly, excellent customer service. Help through any issues that occur. Reviewed on: 28th February 2025

Easy to use the app very helpful, very easy to make...

Easy to use the app very helpful, very easy to make payments Reviewed on: 28th February 2025

Very efficient service and friendly staff.

Very efficient service and friendly staff. Reviewed on: 28th February 2025

Always takes payments on time never any troublw

Always takes payments on time never any troublw Reviewed on: 28th February 2025

Very satisfied.

Very satisfied.Thak I recommend with confidence. Reviewed on: 28th February 2025

Easy to use and very good customer care and service...

Easy to use and very good customer care and service Reviewed on: 28th February 2025

Zopa are a good credit card company

Zopa are a good credit card company Reviewed on: 28th February 2025

Good app works well easy to navigate and use

Good app works well easy to navigate and use Reviewed on: 28th February 2025

Generally positive

Generally positive except for trying to transfer a balance from a Zola card to another provider. Reviewed on: 28th February 2025

Brilliant service

Went over balance. By mistake. Going to charge a fee of 12.oo pounds.rang customer service. Explained what happened listened to what i had to say and refunded me the 12.oo pounds fee Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.25 from 2 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews
Credit Card
from American Express 4.46 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub