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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

When I applied on line for this it was very quick an...

When I applied on line for this it was very quick and easy and I had my card in less then 10 days very happy Reviewed on: 22nd April 2025

Never thought I would get a credit card but zopa wer...

Never thought I would get a credit card but zopa were kind enough to give me one and after 3/4 months they uped my credit score so they have been brilliant. Reviewed on: 22nd April 2025

Easy and reliable.

Easy and reliable. Easy access in app also connected to bank Reviewed on: 22nd April 2025

Brilliant service fast customer service and useful t...

Brilliant service fast customer service and useful that everything is online. Reviewed on: 22nd April 2025

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

Great customer service 24/7 always willing to help

Great customer service 24/7 always willing to help Reviewed on: 22nd April 2025

Had a loan and it was in my account within...

Had a loan and it was in my account within seconds Reviewed on: 22nd April 2025

I’m very happy with my credit card excellent bank hi...

I’m very happy with my credit card excellent bank highly recommended to everyone Reviewed on: 22nd April 2025

greatness

fast, accurate, loyal, competent Reviewed on: 22nd April 2025

It’s a good company I recommend them

It’s a good company I recommend them Reviewed on: 22nd April 2025

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