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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Very easy to deal with no hassle no stress

5
Very easy to deal with no hassle no stress Reviewed on: 24th April 2025

Simply the best.

5
Very professional organisation quality staff well trained. Extremely warm and customer focused. Reviewed on: 24th April 2025

Best credit card

5
I love this card i do everyday shopping i use it everywhere. Reviewed on: 24th April 2025

Zopa are great.

5
Zopa are great. Fast friendly and efficient Reviewed on: 24th April 2025

Have had nothing but an excellent experience using Z...

5
Have had nothing but an excellent experience using Zopa credit card. Reviewed on: 24th April 2025

Fantastic work and service best credit card ever

5
Fantastic work and service best credit card ever Reviewed on: 24th April 2025

Journey with zopa

5
I had a life saving experience with zopa Reviewed on: 24th April 2025

Had no issues gave me a helping hand when i struggle...

5
Had no issues gave me a helping hand when i struggled with credit Reviewed on: 24th April 2025

Zopa helped me get a card when I was struggling was...

5
Zopa helped me get a card when I was struggling was so easy to apply they are very helpful Reviewed on: 24th April 2025

No hassle no fuss

5
From the start to finish excellent Reviewed on: 24th April 2025

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review