Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Having excellent credit and they approved law lumit...

Having excellent credit and they approved law lumit is not acceptable Reviewed on: 22nd April 2025

It was so fast decision, great communication, low...

It was so fast decision, great communication, low interest rate. Love it! Reviewed on: 22nd April 2025

Don't worry about looking for another credit card

I enjoyed it my only credit card company Reviewed on: 22nd April 2025

very good , easy to use app

very good easy to use app understandable Reviewed on: 22nd April 2025

It’s great easy to use the app looks good the servic...

It’s great easy to use the app looks good the service you get I find very helpful Reviewed on: 22nd April 2025

Zopa App

Very efficient App. Ur percentage rate is so much better than main street banks. Reviewed on: 22nd April 2025

Good service and good card keeped well informed of y...

Good service and good card keeped well informed of your balance and spending Reviewed on: 22nd April 2025

Never had any problems with Zopa and the interest ra...

Never had any problems with Zopa and the interest rates are amazing Reviewed on: 22nd April 2025

Very good credit card service , always let you know...

Very good credit card service , always let you know when you're monthly payment is due. Reviewed on: 22nd April 2025

Great customer service, clear communication and info...

Great customer service, clear communication and information. Easy access and quick access Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews
Everyday Credit Card
from Santander 4.13 from 22 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub