Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

So easy to get credit card and then to open a bank a...

So easy to get credit card and then to open a bank account Reviewed on: 24th April 2025

One of the very best

Excellent customer's services and good not too bad interest rates Reviewed on: 24th April 2025

Excellent

Super experience value for money Reviewed on: 24th April 2025

Highly recommend

Great service always keeps me up to date with spending Reviewed on: 24th April 2025

Great support and offers .

Great support and offers . Up to date info and easy to track transactions Reviewed on: 24th April 2025

I've had a great experience so far.

I've had a great experience so far. Lots of insights, tips and advise to help improve my credit usage. They offer lots of services to see all of my banking in one app from savings to loans to debit accounts Reviewed on: 24th April 2025

Zopa Credit Card where you are in control.

Zopa Credit Card is easy to use and you are in control. It's safe, reliable and it is great for your Credit Rating. Reviewed on: 24th April 2025

Zopa credit card is the best

I am using zopa for more than year and it never let me down Reviewed on: 24th April 2025

It was easy to set up

It was easy to set up and have had no issues...I make manual payments rather than direct debit and it's a smooth process, no issues with this account from the start. No issues in shops either with payment, etc as quick as my current account card. Reviewed on: 24th April 2025

Very very GOOD money

Very very GOOD and understanding about your family lives Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.39 from 598 reviews
123 credit card (discontinued)
from Santander 4.18 from 162 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub