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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great customer service and really helpful

Great customer service and really helpful Reviewed on: 22nd April 2025

Really easy to use and very helpful brilliant

Really easy to use and very helpful Reviewed on: 22nd April 2025

Fantastic company

Anytime I have had to speak to customer service they have been very helpful not that I have had to contact them much as Zopa keep you posted and up to date regarding your account transactions Reviewed on: 22nd April 2025

Good service, easy to use.

Good service, easy to use. Very open and clear reference costs. Reviewed on: 22nd April 2025

Brilliant product great credit limit

Brilliant product great credit limit Reviewed on: 22nd April 2025

I am so happy with my credit card, good service easy...

I am so happy with my credit card, good service easy way to apply Reviewed on: 22nd April 2025

Simply the best!

They are wonderful. So helpful and very fast at making decisions. They are the best and much better than my old card provider. Reviewed on: 22nd April 2025

Very informative never had any issues with zopa

Very informative never had any issues with zopa Reviewed on: 22nd April 2025

Zopa for service for all

Zopa is a customer for all services. There is nothing I can say that will lower there ratings Reviewed on: 22nd April 2025

Zopa best credit card

Zopa has help me a lot through the hard times and very easygoing and straightforward on the app Reviewed on: 22nd April 2025

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