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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I am with Service

I am Satisfied with the Service. Reviewed on: 22nd April 2025

A problem will be solved.

When ever i don't understand any with zopa I ring customer. Service and they explain everything to me thank you so much Reviewed on: 22nd April 2025

Good product

I have no problem and the interest rate is reasonable Reviewed on: 22nd April 2025

Very good site ,easy to use site and very well laid...

Very good site ,easy to use site and very well laid out Reviewed on: 22nd April 2025

Bank accounts are excellent but need to separate fro...

Bank accounts are excellent but need to separate from credit card otherwise it is an excellent service Reviewed on: 22nd April 2025

Good service and legit, thank you zopa for excellent...

Good service and legit, thank you zopa for excellent experience Reviewed on: 22nd April 2025

Easy to use and approve.

Easy to use and approve. Good customer service. Reviewed on: 22nd April 2025

Great credit card

Great credit card, easy to use / track where you are upto and credits appear shortly after submitting Reviewed on: 22nd April 2025

I really enjoyed using this credit card

I really enjoyed using this credit card Reviewed on: 22nd April 2025

good start company and doing well

good start company and doing well Reviewed on: 22nd April 2025

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