Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

28% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

I have found using the app very easy and any problem...

I have found using the app very easy and any problems have been dealt with easy the staff on the phone are polite and helpful Reviewed on: 28th February 2025

Excellent service

Great rates, excellent app, I'm very satisfied with Zopa Reviewed on: 28th February 2025

Very easy to use app plus super easy to pay...

Very easy to use app plus super easy to pay back Reviewed on: 28th February 2025

Very easy to use, always get great service and respo...

Very easy to use, always get great service and response time. Very clear instructions and never had any issues with the app or customer service before. Highly recommended by myself and will continue to use. Reviewed on: 28th February 2025

Ease to apply!

Ease to apply! Money going straight away into your account when you doing monthly payments. Reviewed on: 28th February 2025

When I applied for this card it was very quick and a...

When I applied for this card it was very quick and arrived very quickly they always keep me updated and also the app is very easy to use Reviewed on: 28th February 2025

Have no issues everything is simple to use

Have no issues everything is simple to use Reviewed on: 28th February 2025

Just excellent.

I’ve never had a bad experience as they are one of the best credit card companies Reviewed on: 28th February 2025

Good card quick and easy to use app

Good card quick and easy to use app Reviewed on: 28th February 2025

A good credit card with a very good app

A good credit card with a very good app Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Nationwide 4.08 from 196 reviews
Credit Card
from Shop Direct 4.76 from 6 reviews
Charge Card
from American Express 3.94 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub