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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is very good

Zopa is very good for people Zipa help me out 100% Reviewed on: 24th April 2025

Very helpful and good customer service at all times

Very helpful and good customer service at all times Reviewed on: 24th April 2025

I am with zopa from the beginning they lunch the cre...

I am with zopa from the beginning they lunch the credit card and debit card , Very satisfied with the service fast and reliable service and very easy to use the app , I highly recommend for everyone to use the Zopa the payment it's fast Reviewed on: 24th April 2025

Easy to access,no hassle for any transaction

Easy to access,no hassle for any transaction Reviewed on: 24th April 2025

Never had any problems

Never had any problems , done what was needed and the app is really easy to use. Reviewed on: 24th April 2025

r credit card

I am extremely satisfied with the service I received from ZOPA Reviewed on: 24th April 2025

Simply the best ever never have any issues with t...

Simply the best ever never have any issues with the app or any other problems Reviewed on: 24th April 2025

Excellent service and reliability

Very easy and quick to respond to any kind of question Reviewed on: 24th April 2025

Fantastic service.

Fantastic service. Easy to use app Reviewed on: 24th April 2025

First class card.

First class card. Easy to manage. Reviewed on: 24th April 2025

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