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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

It's help to save money.

It's help to save money...in ias account...Easy pay back system... Reviewed on: 22nd April 2025

Zopa credit card.

Good service. Good customer service Reviewed on: 22nd April 2025

Lovely customer service excellent rates on saving th...

Lovely customer service excellent rates on saving the best Reviewed on: 22nd April 2025

JUST IN TIME - Got the card when l really needed hel...

JUST IN TIME - Got the card when l really needed help then most and without any hassle. Reviewed on: 22nd April 2025

Easy to use app, simple and straight forward

Easy to use app, simple and straight forward Reviewed on: 22nd April 2025

Always fast when fraud is detected, easy to talk to...

Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

Credit card is conveinant and handy Reviewed on: 22nd April 2025

Zopa Credit Excellence

Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

Just Perfect!

Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

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