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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Efficient, fair and supportive.

Efficient, fair and supportive. Very professional and are mindful of not encouraging excessive debt. Also offer great savings rates. Reviewed on: 24th April 2025

Easy to use card .

Easy to use card . Excellent easy to use app . Reviewed on: 24th April 2025

I have had zopa credit card now for many months, and...

I have had zopa credit card now for many months, and I find it very good, the app is also very good, easy to follow and understand. Reviewed on: 24th April 2025

Changed my life, helped me build my credit score bac...

Changed my life, helped me build my credit score back up within a few years now my score is 999! Reviewed on: 24th April 2025

Never had a problem with Zopa very good

Never had a problem with Zopa very good Reviewed on: 24th April 2025

It's a great card to have & the interest rate is not...

It's a great card to have & the interest rate is not too bad Reviewed on: 24th April 2025

It's changed my life.

It's changed my life.....brilliant Reviewed on: 24th April 2025

This was my first credit card and always had a posit...

This was my first credit card and always had a positive experience with this company, I would highly recommend this company Reviewed on: 24th April 2025

Love this card

Easy to use , easy to manage , good credit availability Reviewed on: 24th April 2025

Efficient and friendly service, helpful when required.

Efficient and friendly service, helpful when required. Staff are always cheerful when ever I have needed to speak to them. Reviewed on: 24th April 2025

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