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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

28% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Thumbs up

My credit score seems to of improved since I've been with them. I like the online chat facility Reviewed on: 28th February 2025

Zopa has been a great benefit to my life, it’s not o...

Zopa has been a great benefit to my life, it’s not only helped with keeping my finances in order, but it’s also helped me keep track of my credit score. Reviewed on: 28th February 2025

Straightforward and clear application process and ea...

Straightforward and clear application process and easy to use. Reviewed on: 28th February 2025

I’ve had a very good experience, the app is very use...

I’ve had a very good experience, the app is very user friendly and customer service has been excellent Reviewed on: 28th February 2025

Zopa review

I have never had any issues with Zopa website/app is clear and fair as a credit provider Reviewed on: 28th February 2025

Would recommend

Easy to use app. Started off with a low limit but is up to a decent limit now. Reasonable interest rates Reviewed on: 28th February 2025

Great card

Great little card you can use anywhere Reviewed on: 28th February 2025

Very pleased.

Very pleased. Quick and Easy to use. Would highly recommend to other people. Reviewed on: 28th February 2025

Good efficient service.

Good efficient service. Friendly staff and nothing is a problem Reviewed on: 28th February 2025

Have been great at rebuilding my credit

Have been great at rebuilding my credit Reviewed on: 28th February 2025

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