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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I had a seamless experience onboarding and I found t...

I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

Great customer service and user experience is great...

Great customer service and user experience is great in the mobile app Reviewed on: 22nd April 2025

Zopa Credit card and Bank Account

Amazing credit cards with good limits i also am one of the first to have the Zopa bank account which is great Reviewed on: 22nd April 2025

Best bank, best support zopa best

Best bank, best support zopa best Reviewed on: 22nd April 2025

Always good no issues to date.

Always good no issues to date. Would recommend Reviewed on: 22nd April 2025

Great company, easy to use and good interest rate

Great company, easy to use and good interest rate Reviewed on: 22nd April 2025

Always a handy card to have at hand for those little...

Always a handy card to have at hand for those little emergencies Reviewed on: 22nd April 2025

Its been good, great way to increase credit score.

Its been good, great way to increase credit score. Reviewed on: 22nd April 2025

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