Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Reliable efficient service

5
Very efficient, easy to use, no dramas just excellent service Reviewed on: 28th February 2025

Great customer service and always provides upto date...

5
Great customer service and always provides upto date information,I am always told if balance is high and when payments due Reviewed on: 28th February 2025

Easy to use app for payments and assistance if requi...

5
Easy to use app for payments and assistance if required Reviewed on: 28th February 2025

Very good experience, are very hepful

5
Very good experience, are very hepful Reviewed on: 28th February 2025

Great company

5
Good credit card and quick and easy to apply for. App is also simple to use and works well :) Reviewed on: 28th February 2025

I’ve never had any issues with zopa.

5
I’ve never had any issues with zopa. The app is excellent and communication regarding payment dates is informative. Reviewed on: 28th February 2025

Zopa is verry good sirvice and costomar sirvice ver...

3
Zopa is verry good sirvice and costomar sirvice verry good Reviewed on: 28th February 2025

Amazing offers and excellent cuality

5
Amazing offers and excellent cuality Reviewed on: 28th February 2025

Very good service and would recommend to my family a...

5
Very good service and would recommend to my family and friends Reviewed on: 28th February 2025

Great card...

5
I have had no issues, app is great to use and easy Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products