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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good costumer service and good helpful

Good costumer service and good helpful Reviewed on: 22nd April 2025

Nice to operate

Very easy to understand when you have any questions Reviewed on: 22nd April 2025

Great and easy to use app is great to

Great and easy to use app is great to Reviewed on: 22nd April 2025

I have no worries they have been excellent since I g...

I have no worries they have been excellent since I got my card they let me know what is new Reviewed on: 22nd April 2025

It's been great no worries at good customer service...

It's been great no worries at good customer service reliability very good so pleased am with this company Reviewed on: 22nd April 2025

Best experience customer service are excellent

Best experience customer service are excellent Reviewed on: 22nd April 2025

No fuss management of money, excellent app

No fuss management of money, excellent app Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Clear statements and good communication. Reviewed on: 22nd April 2025

Brilliant and knowledgeable quick delivery of service

Brilliant and knowledgeable quick delivery of service Reviewed on: 22nd April 2025

Easy to use good product would highly recommend

Easy to use good product would highly recommend Reviewed on: 22nd April 2025

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