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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Fabulous service

5
Never had any issues at all, fabulous service Reviewed on: 28th February 2025

Great Experience

5
I have had an excellent service both via the App ands also during any calls I have had to make. I believe Zopa take every effort to ensure your not going to be disparaged or put in a sutuatiin you cannot afford. Reviewed on: 28th February 2025

Always helpful if you need them the friendly staff a...

5
Always helpful if you need them the friendly staff are very knowledgeable about everything Reviewed on: 28th February 2025

Easy to use and easy to get I would recommend...

4
Easy to use and easy to get I would recommend using it Reviewed on: 28th February 2025

Excelent !

5
Excelent !!! Foarte usor de aplicat cu servicii si optiuni excelente, Reviewed on: 28th February 2025

The easy Card to use

5
I have used my Zopa card for some time and they always keep me informed so I know exactly what I am spending the App is super easy to use and way to navigate all the information I need right in front of me. Reviewed on: 28th February 2025

The app is very easy to navigate.

5
The app is very easy to navigate. Reviewed on: 28th February 2025

Overall well organised credit lenders in terms of ho...

5
Overall well organised credit lenders in terms of how they cap your credit. I manage to repay my credit in time without over spend it. Very happy with it. Reviewed on: 28th February 2025

Everything is so transparent and easy

5
Everything is so transparent and easy Reviewed on: 28th February 2025

I haven’t occurred a single problem with Zopa and ca...

5
I haven’t occurred a single problem with Zopa and can’t find fault even if I try too Reviewed on: 28th February 2025

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