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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card easy to use.

Great card easy to use. Great service easy to get though to you. Would recommend to family and friends Reviewed on: 22nd April 2025

Fast and efficient.

Fast and efficient. Easy and clear to use. Reviewed on: 22nd April 2025

Really helpful clear

Really helpful clear and concise view and management of my credit Reviewed on: 22nd April 2025

Easy to use app ,never had a problem

Easy to use app ,never had a problem Reviewed on: 22nd April 2025

Good nice helpful mind blowing nice limit

Good nice helpful mind blowing nice limit Reviewed on: 22nd April 2025

5* excellent company customer service cannot fault xx

5* excellent company customer service cannot fault xx Reviewed on: 22nd April 2025

Zopa credit card, get one.

Easy application, quick results and a decent credit limit. Reviewed on: 22nd April 2025

Quick easy application and good value apr

Quick easy application and good value apr Reviewed on: 22nd April 2025

Zopa credit card

Fast efficient service, reliable, Reviewed on: 22nd April 2025

The whole process from applying to receiving a Zopa...

The whole process from applying to receiving a Zopa credit card has been fantastic and not only has the credit card been fantastic there are plenty of options for other means of credit and savings which will be very handy overtime I cannot fault Zopa in anyway shape or form Reviewed on: 22nd April 2025

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