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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Lovely card

5
Easy to paid buy bank just great all round company Reviewed on: 28th February 2025

No stress and full control on the finances!

5
No stress and full control on the finances! App is absolutely great and very easy to use Reviewed on: 28th February 2025

My Credit Card

5
I applied to Zopa at a time when I urgently need their facility. the process was easy, and I received a response within minutes which was very welcome. Since that time they have been very easy to deal with and all queries have been dealt with quickly and professionally. Reviewed on: 28th February 2025

Have had and still having a great experience with Zopa.

5
Have had and still having a great experience with Zopa. The best Credit Card provider I have had. App is so easy to use and always upto date with balances and payments and credit limit. Customer services always good helpful and easy to use aswell. Reviewed on: 28th February 2025

Easy to apply.

5
Easy to apply. Good communication Reviewed on: 28th February 2025

Zopa credit card

5
Great card and proffesional service Reviewed on: 28th February 2025

Applying for a Zopa credit card was easy with minimu...

5
Applying for a Zopa credit card was easy with minimum effort. The whole process of application was very speedy and dealt with in an extremely efficient manner. I would highly recommend anyone looking for a credit card to apply to Zopa. Reviewed on: 28th February 2025

Great card and app features.

5
Great card and app features. Excellent customer service. Reviewed on: 28th February 2025

Excellent customer service and online app is easy to...

5
Excellent customer service and online app is easy to use. Financial guidance always available to view in the app. Reviewed on: 28th February 2025

This is a great company that have great approach to...

5
This is a great company that have great approach to finance. There approach to credit building is second to none and their app is very usful with some great tools. Reviewed on: 28th February 2025

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