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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very easy to use there app no problems whatsoever

Very easy to use there app no problems whatsoever Reviewed on: 22nd April 2025

Zopa 5 star review

Always helpful when you call. And the user experience is excellent Reviewed on: 22nd April 2025

Zopa are very good customer service is excellent onl...

Zopa are very good customer service is excellent only thing is not had a credit limit increase for a while Reviewed on: 22nd April 2025

Great company great product and excellent customer s...

Great company great product and excellent customer service Reviewed on: 22nd April 2025

Really good company helped my build my credit score...

Really good company helped my build my credit score backup Reviewed on: 22nd April 2025

Never an issue so never a problem

Never an issue so never a problem Reviewed on: 22nd April 2025

Your service is the best, and I am 100% happy with it.

Your service is the best, and I am 100% happy with it. Thanks Reviewed on: 22nd April 2025

Very easy to apply and to manage your accounts online

Very easy to apply and to manage your accounts online Reviewed on: 22nd April 2025

Never had any issues great bank

Never had any issues great bank Reviewed on: 22nd April 2025

Great Customer Service Experience!

Great Customer Service Experience! Reviewed on: 22nd April 2025

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