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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great service

Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

Zopa trusted me when nobody else would, they have be...

Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

Really pleased with the service provided

Really pleased with the service provided Reviewed on: 22nd April 2025

Always up to date on line access 24/7

Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

Great credit cardGreat customer service Reviewed on: 22nd April 2025

Such a great way of budgeting on a monthly basis.

Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

No hassle with anything also sends reminders when it...

No hassle with anything also sends reminders when it time to pay Reviewed on: 22nd April 2025

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