Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

No issues, all works well for me

5
No issues, all works well for me Reviewed on: 28th February 2025

I'm happy with my credit card and the deal I got fro...

5
I'm happy with my credit card and the deal I got from the company. Speaking with the service team helped me get exactly what I was looking for. Reviewed on: 28th February 2025

Can’t fault Zopa, no issues since joining

5
Can’t fault Zopa, no issues since joining Reviewed on: 28th February 2025

Just so easy to use and communicate with helpful peo...

5
Just so easy to use and communicate with helpful people Reviewed on: 28th February 2025

Easy to apply for , don’t take anytime and found the...

5
Easy to apply for , don’t take anytime and found them to be very friendly to Reviewed on: 28th February 2025

everything works well

5
Can’t say I have anything bad to say, never had to contact the team. Everything works well. Reviewed on: 28th February 2025

Never a problem smooth as silk company

5
Never a problem smooth as silk company Reviewed on: 28th February 2025

Very easy to apply and have also took out a loan wit...

5
Very easy to apply and have also took out a loan with a dimple process Reviewed on: 28th February 2025

My credit hasn’t always been great but Zopa gave me...

5
My credit hasn’t always been great but Zopa gave me a chance and thanks to them its getting better I’m glad I have Zopa Reviewed on: 28th February 2025

The app is easy to use.

3
The app is easy to use. Zopa is really good as it gives you the opportunity to open a bank account and save whilst exercising careful spending Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products