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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Handy credit card

A very easy handy card. Very efficient and fast when making transactions. Like the corporate colours of the card. Reviewed on: 22nd April 2025

Great app, easy to use and lots products on offer.

Great app, easy to use and lots products on offer. Reviewed on: 22nd April 2025

Excellent service and excellent customer service

Excellent service and excellent customer service Reviewed on: 22nd April 2025

It was OK till now but I noticed last few days money...

It was OK till now but I noticed last few days money dissappear every day not more but today £0.54 tomorrow £0.17 and I don't know where it goes for example I had £2.09 available next day I find £1.74 and I didn't bought anything Reviewed on: 22nd April 2025

Easy to use pleasent service

Easy to use app updates quickly they are not intrusive like other providers Reviewed on: 22nd April 2025

Very informative staff and extremely friendly

Very informative staff and extremely friendly Reviewed on: 22nd April 2025

I have no problem with this card it hasn't let me down.

I have no problem with this card it hasn't let me down. Reviewed on: 22nd April 2025

Great customer service and easy to apply

Great customer service and easy to apply Reviewed on: 22nd April 2025

Very good product and easy to use app

Very good product and easy to use app Reviewed on: 22nd April 2025

I did not think I would get a credit card but then Z...

I did not think I would get a credit card but then Zopa came to my rescue absolutely thrilled with the whole process abd customer service Thank you Zopa for giving me a smile xxx Reviewed on: 22nd April 2025

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