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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Quick to assist with help or queries and always frie...

5
Quick to assist with help or queries and always friendly. Great availability and quick to respond. Reviewed on: 28th February 2025

Excellent service never any issues

5
Excellent service never any issues Reviewed on: 28th February 2025

Excellent customer services with good understanding,...

5
Excellent customer services with good understanding,Providing services to me at all times.They are there for me when in desperate needs. I will recommend Zopa to all my friends. Reviewed on: 28th February 2025

The Perfect Credit Card Experience!

5
As a customer of the Zopa credit card, my experience has been smooth and hassle-free. The application process was straightforward, and approval was quick. The app is user-friendly, allowing easy tracking of spending, payments, and credit limits. Their customer support is responsive and helpful. The interest rates are competitive, and the lack of hidden fees is a big plus. Overall, a reliable and modern credit card option with great digital banking features. Reviewed on: 28th February 2025

Zopa credit card excellent

5
Zoo is very easy to use very helpful staff payments made easy credit limit ideal for my situation. Reviewed on: 28th February 2025

Just amazing, the interest rate is super affordable...

5
Just amazing, the interest rate is super affordable and it's so easy to communicate with the company Reviewed on: 28th February 2025

Easy to use app.

5
Easy to use app. Reasonable rates. Reviewed on: 28th February 2025

Good bay, very good, accept very site

5
Good bay, very good, accept very site Reviewed on: 28th February 2025

Great credit & friendly customer service

5
Great credit & friendly customer service Reviewed on: 28th February 2025

Good service and good understanding

5
Good service and good understanding Reviewed on: 28th February 2025

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