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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really quick service .

Really quick service . But good thorough checks with follow up phone calls. Very friendly helpful staff. Reviewed on: 23rd April 2025

Brilliant service always there for customers.

Brilliant service always there for customers. Totally recommend. Reviewed on: 23rd April 2025

No Problem

Never had a problem, don't get asked loads of questions, regarding my personal information and profile, certainly some companies treat you differently from Zopa, but all good here thanks Reviewed on: 23rd April 2025

Good card, easy to use app that's really explanatory.

Good card, easy to use app that's really explanatory. Reviewed on: 23rd April 2025

I enjoyed with this card is very easy

I enjoyed with this card is very easy Reviewed on: 23rd April 2025

GREAT FOR BUILDING CREDIT

So far so good. Zopa is great for building good credit ratings. Reviewed on: 23rd April 2025

I am very satisfied and satisfied with this card I r...

I am very satisfied and satisfied with this card I recommend. Reviewed on: 23rd April 2025

Zopa 's rate is one the best available in the market.

Zopa 's rate is one the best available in the market. Reviewed on: 23rd April 2025

great card no fuss company thats been good for me

great card no fuss company thats been good for me Reviewed on: 23rd April 2025

Excellent service,easy to understand

Excellent service,easy to understand Reviewed on: 23rd April 2025

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