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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I have had a great experience ine of the better cred...

I have had a great experience ine of the better credit cards Reviewed on: 22nd April 2025

Zopa review

Good service easy to use very friendly service Reviewed on: 22nd April 2025

App is great to use with many features in it...

App is great to use with many features in it Reviewed on: 22nd April 2025

Customer service were sympathetic and dealt with my...

Customer service were sympathetic and dealt with my issue quickly Reviewed on: 22nd April 2025

ZOPA CREDIT CARD

Very helpful and staff easy to deal with. Great that everything can be done via their app. Reviewed on: 22nd April 2025

Excellent service

The process from start was seamless and the card works perfectly.interest rate competitive Reviewed on: 22nd April 2025

Great card and useful to improve my credit score.

Great card and useful to improve my credit score. The app is user friendly and easy to use. Reviewed on: 22nd April 2025

Easy application and useful card to have

Easy application and useful card to have Reviewed on: 22nd April 2025

Easy to apply for.

Easy to apply for. Good customer service support Reviewed on: 22nd April 2025

Always available at all times love their services

Always available at all times love their services Reviewed on: 22nd April 2025

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