Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa credit card

Great app and easy to navigate, lots if helpful features as well , a messaging option with agent on hand to help with queries , also like the card feature which is very secure . Reviewed on: 22nd April 2025

A bit expensive the interest rate

A bit expensive the interest rate Reviewed on: 22nd April 2025

Very good experience for me goodbye

Very good experience for me goodbye Reviewed on: 22nd April 2025

Very easy to use and easy to install and easy to tal...

Very easy to use and easy to install and easy to talk to Reviewed on: 22nd April 2025

Easy to use app and always helpful

Easy to use app and always helpful Reviewed on: 22nd April 2025

Zopa have been very helpful easy to use...

Zopa have been very helpful and super easy to use Reviewed on: 22nd April 2025

Perfect credit card.

Perfect credit card. One of the best Reviewed on: 22nd April 2025

Superb service

Superb service there when I needed tvem Reviewed on: 22nd April 2025

Great bank with loads of fab products and offers

Great bank with loads of fab products and offers Reviewed on: 22nd April 2025

Clear and simple instructions and easy to use app

Clear and simple instructions and easy to use app Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.77 from 13 reviews
Partnership Card
from John Lewis 1.31 from 890 reviews
Balance Transfer Credit Card
from Halifax 4.50 from 60 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub