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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good customer service excellent

Good customer service always there when you need them Reviewed on: 23rd April 2025

Brilliant card for your wallet can always rely on it...

Brilliant card for your wallet can always rely on it when needed Reviewed on: 23rd April 2025

Excellent service very helpful and professional

Excellent service very helpful and professional Reviewed on: 23rd April 2025

Very easy to use very fair interest rate.

Very easy to use very fair interest rate. Reviewed on: 23rd April 2025

Has really helped me to dtay on top of debts as I am...

Has really helped me to dtay on top of debts as I am retired and living on a pension also easy to use Reviewed on: 23rd April 2025

Zoos have always been a very fair and responsive cre...

Zoos have always been a very fair and responsive credit card in terms of money value and customer satisfaction. Reviewed on: 23rd April 2025

It has been good although it takes them time to incr...

It has been good although it takes them time to increase credit limit Reviewed on: 23rd April 2025

Love this card it's very easy to use

Love this card it's very easy to use Reviewed on: 23rd April 2025

Zopa offers many fair and interesting services and i...

Zopa offers many fair and interesting services and is good value for money. Reviewed on: 23rd April 2025

Nit really spoke to zopa ,only used the app

Nit really spoke to zopa ,only used the app Reviewed on: 23rd April 2025

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