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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

I have been very satisfied with my experience with Z...

5
I have been very satisfied with my experience with Zopa no hassle and easy to use online and also love the fact that if i have money to spare i can make additional payments as well as the monthly direct debit that I can increase whenever I want Reviewed on: 28th February 2025

Excellent overall service, great company to get cred...

5
Excellent overall service, great company to get credit from, keep you upto date with everything to do with your account. Reviewed on: 28th February 2025

Customer service has been very helpful

5
Customer service has been very helpful in Reviewed on: 28th February 2025

All round great service

5
Easy to apply use and pay with a great app and customer service Reviewed on: 28th February 2025

I have been with Zola credit card list last two years.

5
I have been with Zola credit card list last two years. I never had an issue always great always good wonderful. Reviewed on: 28th February 2025

Best bank & credit card

5
Cheap and rewarding ,it has good benefits for giving back to society Reviewed on: 28th February 2025

Amazing experience with Zopa.

5
Amazing experience with Zopa. Now with the beta basic account I feels like it will be a great experience to have a normal account and a credit card in the same app Reviewed on: 28th February 2025

Good but could use more credit increases

5
Good but could use more credit increases Reviewed on: 28th February 2025

I’ve always found Zoopla a very understanding company

5
I’ve always found Zoopla a very understanding company Reviewed on: 28th February 2025

Good service quality helps full and serious customers

5
Good service quality helps full and serious customers Reviewed on: 28th February 2025

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