Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

28% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Excellent service definitely recommend

Very quick and easy to set up nice low affordable payment plans Reviewed on: 28th February 2025

I have found the whole process of applying for Zopa...

I have found the whole process of applying for Zopa card straightforward and very user friendly. Reviewed on: 28th February 2025

Car and credit card , sorted

Got finance for my car , great rates and great phone app Also my credit card Reviewed on: 28th February 2025

This card is very good and I really enjoy it,...

This card is very good and I really enjoy it, thank you Reviewed on: 28th February 2025

Excellent Customer Service and always willing to go...

Excellent Customer Service and always willing to go the extra mile to help you Reviewed on: 28th February 2025

Very easy to use love the app easy to get...

Very easy to use love the app easy to get information Reviewed on: 28th February 2025

Brilliant and fast at accepting highly recommend

Brilliant and fast at accepting highly recommend Reviewed on: 28th February 2025

I’m very happy with the way and flexible offers are...

I’m very happy with the way and flexible offers are given to me and I have my wife also with ZOPA!!! Reviewed on: 28th February 2025

No hassle and straightforward and easy to understand

No hassle and straightforward and easy to understand Reviewed on: 28th February 2025

Zopa is an excellent company love my cerdit card

Zopa is an excellent company love my cerdit card Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Nationwide 4.08 from 196 reviews
Credit Card
from Shop Direct 4.76 from 6 reviews
Charge Card
from American Express 3.94 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub