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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Brilliant company help sort out a fraudulent request

Brilliant company help sort out a fraudulent request Reviewed on: 22nd April 2025

Easy way to apply informed of credit increase and yo...

Easy way to apply informed of credit increase and your own to accept or not easy way to make payments Reviewed on: 22nd April 2025

Never had a problem with them been with them for...

Never had a problem with them been with them for years Reviewed on: 22nd April 2025

Good and easy app no surprise costs

Good and easy app no surprise costs Reviewed on: 22nd April 2025

Amazing customer service

Excellent customer service. Extremely helpful and polite. Card is easy to use and the app is very informative Reviewed on: 22nd April 2025

My zopa account is the best ever

I have never had problems at all ever with zopa Reviewed on: 22nd April 2025

A service better than any other provider - by far!!

Zopa from the very beginning has been an excellent service! I have a credit card and a loan from them and my experience in both cases, has been smooth sailing and highly professional. They regularly review my account and see I am keeping up with all payments each month, and in return, I receive exceptional offers from them. I have not received this kind of service from any other provider and I will continue to stay a loyal customer with Zopa. Thank you for providing such an amazing service where I feel supported and appreciated. Reviewed on: 22nd April 2025

I do not have an issue.

I do not have an issue. It is very good because they'll let you know your next payment in few days before. Reviewed on: 22nd April 2025

I have been with Zopa for a while and I have had the...

I have been with Zopa for a while and I have had the best experience with their services. Reviewed on: 22nd April 2025

Good Credit Card

Fast decision making, clear communication on interest and how this is applied Reviewed on: 22nd April 2025

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