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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Not sure how good

Not sure how good it is as I have only used the credit card so far Reviewed on: 22nd April 2025

Convenient and easy to access when purchasing online

Convenient and easy to access when purchasing online Reviewed on: 22nd April 2025

Credit card application process was easy and payment...

Credit card application process was easy and payments are taken by direct debit which takes the hassle out of remembering to pay on time. Reviewed on: 22nd April 2025

SMOOTH AND QUICK RESPONSE

Smooth and quick response in processing my request. Prompt and effective communication as per setting up my Online App and availability of my credit card. Reviewed on: 22nd April 2025

It's been been great and hasle free

It's been been great and hasle free Reviewed on: 22nd April 2025

Efficient open does what it says

Efficient open does what it says Reviewed on: 22nd April 2025

best rate on credit cardt ...

Excellent rates on card better then most highly recommended Reviewed on: 22nd April 2025

It's the everyone car a card that everyone can use a...

It's the everyone car a card that everyone can use and easily control there spending with help and support for all customers at hand 24/7 for all there day to day enquiries Reviewed on: 22nd April 2025

Simple and easy to manage!

Simple and easy to manage! Great helpful team always at the end of the phone. Reviewed on: 22nd April 2025

Zopa provides excellent customer service

Zopa provides excellent customer service Reviewed on: 22nd April 2025

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