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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All round great product

Great customer services easy to use app great products Reviewed on: 23rd April 2025

Very professional,easy to understand.

Very professional,easy to understand.i would highly recommend the company. Reviewed on: 23rd April 2025

Excellent service send out informative emails Great...

Excellent service send out informative emails Great interest rates on savings Reviewed on: 23rd April 2025

Very good service and very quick turn around paying...

Very good service and very quick turn around paying my credit every month Reviewed on: 23rd April 2025

Good rates easy to set up the app

Good rates easy to set up the app Reviewed on: 23rd April 2025

Great card love it excellent customer service

Great card love it excellent customer service Reviewed on: 23rd April 2025

Very easy to understand and a great app

Very easy to understand and a great app Reviewed on: 23rd April 2025

Extremely positive experiences.

Extremely positive experiences. . Always kept upto date and great value for m8ney Reviewed on: 23rd April 2025

The Zopa credit card is easy to apply for and althou...

The Zopa credit card is easy to apply for and although the limit is only £500, it provides me with a good little credit amount to pay for my hobby. The communication is great and I am kept well informed of where my account is up to and obviously payment requirements and dates. I have yet to try the other services on offer but I will get around to it. All in all, a very good card Reviewed on: 23rd April 2025

You credit card experience is very good a lot of hel...

You credit card experience is very good a lot of help last few months. I have no money so I can take grocery like a food or something so is purchase so I can use the credit card so like it’s very very good. Reviewed on: 23rd April 2025

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