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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

It’s so fresh, so easy and friendly to use !

5
It’s so fresh, so easy and friendly to use ! All traditional banks are so much more “stuffy” ! Reviewed on: 23rd April 2025
Ian R's avatar
Ian R

Good to deal with helps to build poor credit.

5
Good to deal with helps to build poor credit. Reviewed on: 23rd April 2025
Karen burns's avatar
Karen burns

Very easy to apply also very quick and the app I rat...

5
Very easy to apply also very quick and the app I rate 10 out of 10 Reviewed on: 23rd April 2025
Mark a's avatar
Mark a

Clear and Easy To Use

5
Zopa is so users friendly and clear with contracts and conditions Reviewed on: 23rd April 2025
Ryan Kilbride's avatar
Ryan Kilbride

Amazing, gave me all the help I need when in...

5
Amazing, gave me all the help I need when in need Reviewed on: 23rd April 2025
Paul L's avatar
Paul L

Zopa credit card is zero hassle and 100% an asset .

5
Excellent card to use . The card is simple to use and hassle free because of the app that's available. Most transactions or queries are fast because of the app. The app is also easy to use and accessible. Reviewed on: 23rd April 2025
Jasmine Kerr's avatar
Jasmine Kerr

Great communication and easy app

5
Great communication,.let's me know what devices are available to me. Their app is very easy to use and when you make a payment you see it go off straight away. Reviewed on: 23rd April 2025
Kate's avatar
Kate

Great communication,.

5
Great communication,.let's me know what devices are available to me. Their app is very easy to use and when you make a payment you see it go off straight away. Reviewed on: 23rd April 2025
Kate's avatar
Kate

Great communication,.

5
Great communication,.let's me know what devices are available to me Reviewed on: 23rd April 2025
Kate's avatar
Kate

Easy app

5
Very easy app to use get all your statements and information and it’s very easy to understand Reviewed on: 23rd April 2025
Julie f's avatar
Julie f

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