Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very reliable and satisfied.

Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 21st April 2025

My experience with zoopa is good they have good cust...

My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

Perfect!

I needed a credit card and ZOPA offered me the opportunity. The service was fast, they always kept me informed, and I'm very happy. Reviewed on: 21st April 2025

Easy turn use.

Easy turn use. Great app can link multiple accounts. Good customer service Reviewed on: 21st April 2025

Zopa is excellent.

Zopa is excellent. Never let me down. Excellent card. Reviewed on: 21st April 2025

Very good customer service I had over the phone

Very good customer service I had over the phone Reviewed on: 21st April 2025

I got my card very easy very good service

I got my card very easy very good service Reviewed on: 21st April 2025

Very happy with it helpfull friendly people

Very happy with it helpfull friendly people Reviewed on: 21st April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.76 from 19 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews
Credit card
from Zempler Bank 4.88 from 5176 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub