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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use and very quick service used customers se...

Easy to use and very quick service used customers service and was very easy Reviewed on: 21st April 2025

First class service

Good company - tell you when you are getting close to your limit Reviewed on: 21st April 2025

It is an excellent card, it can be used very easily...

It is an excellent card, it can be used very easily anywhere, it is easy to load Reviewed on: 20th April 2025

Been with them a while and great service and great c...

Been with them a while and great service and great customer service Reviewed on: 20th April 2025

This company gave me a chance when others wouldn't a...

This company gave me a chance when others wouldn't and I thank them for that plus the service is great and a straight forward easy to use app thank you zopa hope you win Reviewed on: 20th April 2025

Had no problems with using this account.

Had no problems with using this account. Kept updated on all purchases and payments. Reviewed on: 20th April 2025

Very efficient and good service a good card

Very efficient and good service a good card Reviewed on: 20th April 2025

Absolutley fantastic, highly recommend!

Absolutley fantastic, highly recommend! Reviewed on: 20th April 2025

I have a zopa credit card and I am very...

I have a zopa credit card and I am very happy with it Reviewed on: 20th April 2025

Very easy to use and helped my credit score

Very easy to use and helped my credit score Reviewed on: 20th April 2025

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