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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa are very supportive and allow you to create a c...

Zopa are very supportive and allow you to create a cushion to keep some credit clear. ThThey also provide good saving rates on banking accounts Reviewed on: 20th April 2025

I don't know what to say at the moment.

I don't know what to say right now Reviewed on: 20th April 2025

Very good service .

Very good service .easy to talk to they make you feel as if your family rather than a customer Reviewed on: 20th April 2025

Great wee bank thar gives super savings options too.

Card was easy to open, offered 0% balance transfer and now have a great wee bank account too Reviewed on: 20th April 2025

Can't fault them any questions answered in seconds

Can't fault them any questions answered in seconds Reviewed on: 20th April 2025

Very good and very useful

Very good very useful and very convenient Reviewed on: 20th April 2025

Really easy to open accounts great well planed app.

Really easy to open accounts great well planed app. Quick response. Offers all types of financial services. They keep you well informed on each account in the app. Reviewed on: 20th April 2025

I've had a Zopa Credit Card for quite a while now an...

I've had a Zopa Credit Card for quite a while now and is very easy to and the app is so easy to navigate keep up the great work. Reviewed on: 20th April 2025

Never thought I get a card

Never thought I get a card had it a few months now and been great app easy to use Reviewed on: 20th April 2025

GREAT SERVICE

Very easy to use the ap and assistance with replacement of my credit card. Reviewed on: 20th April 2025

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